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6028 Gaines St, San Diego, CA, 92110

2beds
2baths
1,058sqft
$699,000
$661price/sqft
$4,732/moest. monthly cost
$189,280/yrincome needed

About This Home

Welcome to this rarely available condo in the coveted Park Place community on Gaines Street. This home features vaulted cathedral ceilings, laminate flooring, granite countertops, a cozy fireplace, and a large private balcony perfect for morning coffee or evening sunsets. An attached single car garage and an additional parking space provide convenience and peace of mind. Ideally located just minutes from Fashion Valley Mall, and a short stroll to the Fashion Valley Transit Center, you’ll enjoy effortless access to the trolley and nearby dining and shopping. Local favorites such as J&T Thai Street Food, Pho Kitchen, Giovanni’s Italian, and Mr Peabody’s are just around the corner, with even more options in nearby Old Town and Moreno neighborhoods. Outdoor enthusiasts will appreciate close proximity to Tecolote Canyon Natural Park and Mission Bay, offering trails, water activities, and open green space. This home offers the perfect balance of comfort, convenience, and lifestyle in a community where opportunities rarely come available.

Getting Around

46
WalkingCar-Dependent
44
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven,Refrigerator,Trash Compactor
  • Laundry features: Other/Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: N/K
  • Cooling features: N/K

Interior Area

  • Total structure area: 1,058
  • Total interior livable area: 1,058 sqft

Property

Details

  • Parcel number: 4366504249
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE
  • Special condition: Other/Remarks

Features

  • Levels: 2 Story
  • Stories: 34
  • Pool features: N/K
  • Fencing: Full

Lot

  • Lot size: 3.31 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$75$900
Property Taxes $725$8,700
Electricity $398$4,786
Total$4,732$56,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,240/yr
40% on housing$141,960/yr
45% on housing$126,186/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$661This listing

vs Other Active Listings

Avg $/sqft

ZIP 92110$604
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92110$929
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$725,000
2025-10-29Price change$749,000
2025-10-15Price change$769,000
2025-09-25Listed for sale$779,000
2016-06-14Sold$430,000
2015-11-03Listing removed$425,000
2015-10-07Price change$425,000
2015-09-09Listed for sale$449,900
2013-01-04Listing removed$1,850
2013-01-01Price change$1,850
2012-12-05Listed for rent$1,895
2009-04-01Sold$270,000
2009-02-14Price change$270,000
2009-01-25Listed for sale--
2008-12-10Sold$251,250
2004-07-22Sold$429,000
1997-11-03Sold$135,000

For Sale by Agent

AgentBrian P Cane
BrokerageKeller Williams La Jolla

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