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101 Charles Rd, Terrell Hills, TX, 78209

3beds
2baths
1,483sqft
$539,000
$363price/sqft
$4,063/moest. monthly cost
$162,520/yrincome needed

About This Home

***1 BED/ 1 BATH CASITA INCLUDED***Welcome to this charming piece of Terrell Hills with character you simply cannot find in newer construction. Situated on a spacious 0.312-acre corner lot in the reputable Terrell Hills Area 1, this home offers a rare combination of character, location, and opportunity at an unbeatable price. Inside, you'll find original hardwood floors, abundant natural light, granite countertops, a gas-burning stove, and a timeless layout. The detached garage has been converted into a spacious casita, offering flexibility for guests, a home office, studio, or potential passive income. Just minutes from the San Antonio Country Club and with easy access to New Braunfels Avenue, you're close to some of San Antonio's most desirable neighborhoods, dining, and shopping. With one of the larger lots on the street and one of the most accessible price points in Terrell Hills Area 1, this is a rare opportunity to own a piece of San Antonio's true character and make it your own.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
Alamo Heights High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1935

Materials

  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 90

Bedroom3

  • Area: 208

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 81

Features

  • Liv/Din Combo,Breakfast Bar,1st Floor Lvl/No Steps
  • Flooring: Ceramic Tile,Wood
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: 1 Unit,Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,483 sqft

Kitchen

  • Area: 60

Living Room

  • Area: 110

Master Bathroom

  • Features: Shower Only,Single Vanity
  • Area: 45

Master Bedroom

  • Features: Outside Access,Walk-In Closet(s),Multi-Closets,Ceiling Fan(s),Full Bath
  • Area: 196

Property

Details

  • Parcel number: 055530030490

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.31 Acres

Parking

  • Parking features: None,Utility Area in Garage,Converted Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$366$4,392
Property Taxes $734$8,808
Electricity $238$2,859
Total$4,063$48,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,302/yr
40% on housing$121,890/yr
45% on housing$108,346/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 78209$251
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78209$280
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$545,000
2026-08-11Listing removed--
2026-08-01Listed for sale$539,000
2026-02-02Listing removed$525,000
2025-08-08Listed for sale$525,000
2025-02-17Listing removed$2,750
2025-02-12Listed for rent$2,750
2025-02-11Listing removed$2,750
2025-01-24Price change$2,750
2025-01-20Listing removed$540,000
2024-12-18Price change$3,000
2024-12-03Price change$3,350
2024-12-03Price change$540,000
2024-11-08Price change$3,500
2024-09-27Price change$3,750
2024-09-27Price change$545,000
2024-09-19Listed for rent$4,000
2024-08-08Listed for sale$550,000
2023-01-01Listing removed--
2022-08-17Listed for sale$540,000
2022-08-15Contingent$540,000
2022-08-11Price change$540,000
2022-06-23Listed for sale$575,000
2018-08-10Listing removed$2,700
2018-07-09Listed for rent$2,700
2010-09-21Sold--

For Sale by Agent

AgentScott Malouff
BrokerageKeller Williams Heritage

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