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4241 Loma Riviera Ln, San Diego, CA, 92110

3beds
2baths
1,440sqft
$689,000
$478price/sqft
$4,641/moest. monthly cost
$185,640/yrincome needed

About This Home

Location, location, location! When choosing a condo, remember this: you can always change flooring and paint, but you can’t change where the unit sits. This home is ideally located just steps from the community pool and convenient visitor parking (a huge plus—something you may not think about now but absolutely will once guests come over!). As an end unit, it also enjoys extra windows that bring in abundant natural light that interior units lack. Double doors open to a spacious entry with vaulted ceilings. The first floor offers a bedroom and a full bathroom, along with a large, open living room that connects to your private patio. The patio provides direct access to two carport parking spaces plus extra overhead storage. Upstairs, you’ll find a large secondary bedroom and a generous primary bedroom—both featuring private decks. All this, and you’re close to SeaWorld and, well… just about everything!

Getting Around

70
WalkingVery Walkable
41
TransitSome Transit
86
BikeVery Bikeable

Schools

10/10
6/10
Correia Middle SchoolGrades 7-80.6 mi
9/10
Point Loma High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1965

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Laundry Room

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: None

Features

  • Bedroom on Main Level
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 4416600153
  • Attached to another structure: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Trust

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: Community
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5.24 Acres

Parking

  • Total spaces: 2
  • Parking features: Covered,Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,483$41,796
Home Insurance *$74$888
Property Taxes $686$8,232
Electricity $398$4,786
Total$4,641$55,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,120/yr
40% on housing$139,230/yr
45% on housing$123,760/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$478This listing

vs Other Active Listings

Avg $/sqft

ZIP 92110$604
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92110$929
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$760,000

For Sale by Agent

AgentMichael Gaddis
BrokerageMichael Gaddis,JD Realty Group

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