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3232 Loma Riviera Dr, San Diego, CA, 92110

2beds
2baths
1,440sqft
$775,000
$538price/sqft
$5,220/moest. monthly cost
$208,800/yrincome needed

About This Home

Ideally located in one of San Diego’s most sought-after communities, this Spanish-inspired home blends modern updates with timeless character and pride of ownership throughout. The interior features an updated kitchen, new flooring, Spanish-style wall texture, exposed beams, and a striking real rock accent wall in the living room. Two fireplaces add warmth and charm to both the main living area and the primary suite. The main level offers a full bathroom and a spacious living area that opens to a private patio—ideal for indoor-outdoor living. The patio provides direct access to two covered carport spaces with additional storage. Upstairs, the generously sized primary suite includes a fully renovated bathroom with a standalone soaking tub. Located just minutes from Mission Bay, Ocean Beach, Sunset Cliffs, Liberty Station, and Downtown San Diego, this home offers exceptional access to coastal living, dining, and entertainment.

Getting Around

68
WalkingSomewhat Walkable
40
TransitSome Transit
83
BikeVery Bikeable

Schools

10/10
6/10
Correia Middle SchoolGrades 7-80.6 mi
9/10
Point Loma High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator
  • Laundry features: Other/Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Fireplace
  • Cooling features: Wall/Window

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 4416600518

Features

  • Levels: 2 Story
  • Stories: 2
  • Pool features: Community/Common
  • Fencing: Wood

Parking

  • Total spaces: 2
  • Parking features: None Known

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$83$996
Property Taxes $821$9,852
Electricity $398$4,786
Total$5,220$62,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,971/yr
40% on housing$156,600/yr
45% on housing$139,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$538This listing

vs Other Active Listings

Avg $/sqft

ZIP 92110$603
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92110$929
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$799,900
2016-06-17Sold$452,000
2016-04-12Listed for sale$449,000
2005-04-14Sold$485,000

For Sale by Agent

AgentGeorge Bukes
BrokerageCompass

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