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4316 Hermosa Way, San Diego, CA, 92103

5beds
4baths
3,437sqft
$2,925,000
$851price/sqft
$19,053/moest. monthly cost
$762,120/yrincome needed

About This Home

Not just a house, but a home. This hallmark Craftsman has been beautifully maintained with thoughtful period restoration, preserving its timeless character while offering the comforts of modern living. Located on one of North Mission Hills' idyllic winding, tree-lined streets, the home enjoys a unique sense of privacy created by its thoughtful positioning on the lot and nine-foot fencing. One of the home's greatest strengths is the connection between its indoor and outdoor living spaces. The kitchen opens to a Brazilian hardwood deck, creating the perfect setting for al fresco dining, entertaining, or simply enjoying the tranquil fountain, mature landscaping, and planting gardens. Just a short stroll from the restaurants, cafés, and neighborhood favorites along West Lewis Street, this is more than a beautiful home, it's a place to truly belong. The main level welcomes you with a warm and gracious living room centered around a classic fireplace, flanked by built-in leaded glass bookcases and framed by a wall of windows overlooking the surrounding trees. The formal dining room showcases original woodwork and a built-in buffet, while the beautifully designed kitchen is truly the heart of the home. Oriented toward the backyard, it features an informal dining area and direct access to the outdoor living spaces. Also on the main level is a comfortable family room or den, along with a full bedroom and bath, offering flexibility for guests or multigenerational living. Upstairs, the spacious primary suite offers a generous bedroom, well-appointed bath, excellent closet space, and a light-filled retreat with a wall of windows overlooking the neighboring tree canopy. Whether used as a home office, reading room, or creative studio, it's a peaceful extension of the primary suite. Two additional bedrooms complete the upper level. The lower level features a spacious family room or media room, along with a full bedroom and bath. Perfect as a guest suite, teenager's retreat, multigenerational living space, or private quarters for extended family, it offers exceptional flexibility to fit a variety of lifestyles. Throughout the home you'll discover the craftsmanship that makes these early Mission Hills homes so special, original old-growth oak hardwood floors, leaded glass cabinetry, pocket doors, extensive moldings, period-restored lighting and fixtures, beautiful woodwork, and abundant windows that fill the home with natural light. Three attached garages provide exceptional parking and storage, a rare amenity in this coveted neighborhood. What is difficult to capture in words is the feeling this home evokes. From the moment you step inside, there is an unmistakable sense of warmth and calm. It invites you to slow down, appreciate the beauty that surrounds you, and imagine the memories that will be made here.

Getting Around

74
WalkingVery Walkable
41
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

7/10
Grant K-8Grades K-80.5 mi
9/10
Point Loma High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Built In Range,Double Oven,Counter Top
  • Laundry features: Other/Remarks

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Fireplace,Forced Air Unit
  • Cooling features: N/K

Interior Area

  • Total structure area: 3,437
  • Total interior livable area: 3,437 sqft

Property

Details

  • Parcel number: 4432821300
  • Zoning: R-1
  • Zoning description: R-1

Features

  • Levels: 3 Story
  • Pool features: N/K
  • Patio & porch: Deck,Porch - Front
  • Fencing: Partial
  • Has view: Yes
  • View description: N/K
  • Frontage type: N/K

Lot

  • Lot size: 4,600 sqft
  • Lot size dimensions: 67 x 114 x 50 x 71

Parking

  • Total spaces: 5
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,790$177,480
Home Insurance *$396$4,752
Property Taxes $3,130$37,560
Electricity $737$8,844
Total$19,053$228,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$653,245/yr
40% on housing$571,590/yr
45% on housing$508,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$851This listing

vs Other Active Listings

Avg $/sqft

ZIP 92103$734
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92103$928
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$2,925,000
2019-04-15Sold$1,825,000
2019-03-01Listed for sale$1,869,000
2018-11-22Listing removed$1,850,000
2018-11-08Price change$1,850,000
2018-10-31Price change$1,875,000
2018-10-22Price change$1,920,000
2018-10-05Listed for sale$1,975,000
1996-07-19Sold$527,000

For Sale by Agent

AgentGina L Barnes
BrokerageCompass

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