2476 Congress St, San Diego, CA, 92110
About This Home
Opportunity knocks with this great value to own in the prestigious prime area of Old Town. The nestled two-bedroom one bath fixer-upper home has an attached one car garage with an oversized lot you can expand by adding some potential ADU. The location is in a commercial area making it a versatile investment. A lively dining scene with everything from cozy cafés to upscale bistros, the neighborhood is dotted with historic missions and museums and live entertainment just with-in walking distance. Investors and developers don't miss out on this incredible opportunity this property will sell fast. This is San Diego's best Historical site. Easy access to the Fwy I-5, I-8 Mission Bay, Pacific Beach, Mission Beach, Point Loma, Sea World and the beautiful city of downtown San Diego.
Getting Around
Very Walkable
Excellent Transit
Very BikeableSchools
Construction
Condition
- Property condition: Fixer,Repairs Major
- Year built: 1948
Materials
- Foundation: None
- Roof: Shingle
- Construction materials: Brick,Block,Drywall,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,In Garage
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- All Bedrooms Down
- Flooring: Wood
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total interior livable area: 768 sqft
Property
Accessibility
- Accessibility features: Parking
Details
- Parcel number: 4436131000
- Zoning: OTCC-2-2
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: front
- Pool features: None
- Patio & porch: Concrete,Open,Patio
- Spa features: None
- Fencing: Block
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 6,247 sqft
- Features: 0-1 Unit/Acre,Back Yard,Level,Yard
Parking
- Total spaces: 1
- Parking features: Driveway Level,Door-Single,Garage,Off Street,On Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,559 | $90,708 |
| Home Insurance * | $161 | $1,932 |
| Property Taxes | $2,788 | $33,456 |
| Electricity | $398 | $4,786 |
| Total | $10,906 | $130,872 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-30 | Price change | $1,495,000 |
| 2025-03-28 | Price change | $1,280,000 |
| 2025-03-14 | Listed for sale | $1,280,100 |
| 2025-03-10 | Pending sale | $1,280,100 |
| 2025-01-08 | Price change | $1,280,100 |
| 2025-01-06 | Listed for sale | $1,280,000 |
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