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2926 Polk Ave, San Diego, CA, 92104

3beds
2baths
0sqft
$1,089,000
--price/sqft
$7,213/moest. monthly cost
$288,520/yrincome needed

About This Home

Welcome to the Most Central North Park Property on the Market! If you are looking for a Perfect Primary Residence with an ADU to rent out or Family to Move-In, a 2-Unit Investment Property, or an opportunity for Development on this CC 3-6 Zoned Property, Look no Further! The Short Term Rental Market projection is trending toward $144,000 in 2026. Whether maintained as an income-producing asset or repositioned for higher density use, the numbers already support the investment case with room to grow! North Park: One of San Diego’s Strongest Appreciation Markets! It continues to be one of the most sought-after urban neighborhoods in all of San Diego County. Known for its vibrant culture, award-winning restaurants, breweries, coffee shops, boutiques, and nightlife, this community blends historic charm with modern redevelopment. The walkability here is exceptional—residents can step outside and access retail, dining, parks, entertainment, and public transit within steps! This lifestyle-driven demand continues to fuel strong appreciation trends, low vacancy rates, and high rental desirability. For an owner/user, this means operating in one of the city’s most energetic business corridors. For an investor, this means stable cash flow in a supply-constrained, high-demand market. Development & Value-Add Potential. 2926 Polk Ave is more than an income-producing property—it’s a strategic foothold in one of San Diego’s most vibrant and appreciating neighborhoods. Investing or Living - This is your Opportunity!!

Getting Around

98
WalkingWalker's Paradise
55
TransitGood Transit
79
BikeVery Bikeable

Schools

7/10
6/10
San Diego High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1921

Materials

  • Roof: Composition,Rolled/Hot Mop
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Zoned Areas
  • Cooling features: Zoned Area(s)

Interior Area

  • Total structure area: 840

Property

Details

  • Parcel number: 4463031200
  • Zoning: CC-3-6
  • Zoning description: CC-3-6

Features

  • Levels: 1 Story
  • Fencing: Full
  • Has view: Yes
  • View description: City,Evening Lights

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,506$66,072
Home Insurance *$119$1,428
Property Taxes $1,190$14,280
Electricity $398$4,786
Total$7,213$86,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,302/yr
40% on housing$216,390/yr
45% on housing$192,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 92104$514
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92104$931
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-19Listed for sale$1,089,000
2024-05-01Sold$1,150,027
2024-03-29Pending sale$1,149,000
2024-03-20Listed for sale$1,149,000
2024-01-18Listing removed--
2024-01-16Price change$5,200
2024-01-10Listed for rent$5,600
2021-08-25Sold$830,000
2020-08-28Sold$525,000
2020-08-09Pending sale$499,900
2020-08-07Listed for sale$499,900
2020-07-31Pending sale$499,900
2020-07-29Listed for sale$499,900
2020-07-27Sold$425,000
2019-07-22Listing removed$2,195
2019-07-19Price change$2,195
2019-07-06Listed for rent$2,350
2018-03-11Listing removed$1,995
2018-03-08Listed for rent$1,995
2017-08-16Listing removed$2,199
2017-07-26Listed for rent$2,199
2017-07-14Listing removed$482,500
2017-07-03Price change$482,500
2017-06-22Listed for sale$489,000
2017-06-12Pending sale$489,000
2017-06-05Price change$489,000
2017-05-22Pending sale$539,000
2017-05-04Listed for sale$539,000
2010-06-22Sold$160,000
1998-08-07Sold$68,000

For Sale by Agent

AgentChristopher T Burgos
BrokerageColdwell Banker West

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