3430 Monroe Ave, San Diego, CA, 92116
About This Home
Classic Normal Heights charm meets modern comfort. This light-filled 3BR/2BA sits steps from cafes, parks, and the University Heights/Normal Heights corridor. An inviting front porch opens to a spacious living/dining combo with updated windows and recessed lighting. The remodeled kitchen features stone countertops, stainless appliances, and ample storage. Three comfortable bedrooms, two refreshed baths, a family room, additional bonus room, and a laundry room to maximize everyday convenience. Outdoors, enjoy a private, low-maintenance yard for alfresco dining and pets. 3 car private off-street parking, and excellent walkability. Live the urban San Diego lifestyle minutes to Adams Ave, breweries, and the beach highways. Note: ADU conversion possibilities, Offered at $1,175.000 Buyer to verify all before close; broker/agent does not guarantee.
Getting Around
Walker's Paradise
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1928
Materials
- Roof: Tile/Clay
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Gas Stove,Gas Range
- Laundry features: Gas & Electric Dryer HU,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: N/K
Interior Area
- Total structure area: 2,100
- Total interior livable area: 2,100 sqft
Property
Details
- Parcel number: 4470101800
Features
- Levels: 1 Story
- Pool features: N/K
- Fencing: Full
Parking
- Total spaces: 3
- Parking features: None Known
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,941 | $71,292 |
| Home Insurance * | $187 | $2,244 |
| Property Taxes | $1,427 | $17,124 |
| Electricity | $450 | $5,403 |
| Total | $8,005 | $96,060 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-12 | Listed for sale | $1,175,000 |
| 2026-02-12 | Listing removed | $1,249,000 |
| 2025-12-13 | Listed for sale | $1,249,000 |
| 2025-12-11 | Listing removed | $1,299,000 |
| 2025-08-29 | Price change | $1,299,000 |
| 2025-06-16 | Listed for sale | $1,349,700 |
| 2008-03-09 | Listing removed | $695,000 |
| 2007-11-14 | Listed for sale | $695,000 |
| 1997-09-30 | Sold | $116,500 |
View on Zillow