




4527 Narragansett Ave, San Diego, CA, 92107
About This Home
Experience coastal living at its finest in this stunning Ocean Beach property, offering breathtaking panoramic ocean and white water views stretching across the coastline, the OB Pier, SeaWorld, Pacific Beach, and all the way to La Jolla. Perfectly positioned just blocks from the sand, this home delivers the ultimate Southern California beach lifestyle. This exceptional residence is equipped with rare and versatile parking options, including a 1-car attached garage, a separate 3-car garage featuring high garage doors with the potential for a 4-car stacking display, and dedicated RV parking—an uncommon find in this coveted beachside community. Step inside to discover a thoughtfully designed interior featuring spacious bedrooms on the first floor, ideal for guests or multi-generational living. A grand staircase leads to the upstairs main living area, where soaring high ceilings create an open, airy feel. The living room features a cozy fireplace, a built-in bar, and expansive windows that perfectly frame the stunning coastline and flood the space with natural light. The open-concept layout seamlessly connects the living, dining, and kitchen areas—perfect for both everyday living and entertaining. The kitchen is a true centerpiece, showcasing nautical-inspired design rich with character and history. It features a large island, custom cabinetry, teak flooring, and top-of-the-line stainless steel appliances, including a GE Monogram refrigerator, Gourmet Wolf stove, Thermador wok, and wine fridge. Retreat to the expansive primary suite, complete with a walk-in closet, a luxurious ensuite bathroom, and direct access to a private deck that leads up to the rooftop. The rooftop deck is an entertainer’s dream—unwind in the jacuzzi while taking in sweeping ocean and city views. Additional highlights include a 1 bed, 1 bath ADU situated above the detached garage—perfect for guests, rental income, or a private office—along with a spacious grassy yard and a covered patio ideal for outdoor living. This is a rare opportunity to own a one-of-a-kind coastal property that combines unmatched views, unique amenities, and timeless character. You won’t want to miss it.
Getting Around
Schools
Construction
Condition
- Year built: 1980
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dishwasher,Gas Cooking,Gas Cooktop,Refrigerator
- Laundry features: Laundry Room
Bathroom
- Features: Bathtub,Remodeled,Vanity
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Family Room
- Features: Separate Family Room
Features
- Balcony,High Ceilings,Open Floorplan,Walk-In Closet(s)
- Fireplace features: Living Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: None
Interior Area
- Total interior livable area: 3,457 sqft
Kitchen
- Features: Kitchen Island,Kitchen/Family Room Combo,Remodeled,Updated Kitchen
Other
- Features: Walk-In Closet(s)
Property
Details
- Parcel number: 4486421900
- Zoning: R-1:SINGLE FAM-RES
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Front Door
- Pool features: None
- Patio & porch: Covered,Deck,Rooftop,Balcony
- Exterior features: Balcony
- Has view: Yes
- View description: Coastline,Ocean,Panoramic
- Has water view: Yes
- Water view: Coastline,Ocean
Lot
- Lot size: 6,969 sqft
- Features: Back Yard,Front Yard
Parking
- Total spaces: 4
- Parking features: Driveway,Garage,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $19,209 | $230,508 |
| Home Insurance * | $338 | $4,056 |
| Property Taxes | $4,136 | $49,632 |
| Electricity | $741 | $8,895 |
| Total | $24,424 | $293,088 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $4,299,000 |
| 2026-04-10 | Listing removed | $4,500,000 |
| 2026-03-31 | Listed for sale | $4,500,000 |
| 2026-03-14 | Pending sale | $4,500,000 |
| 2025-11-01 | Listed for sale | $4,500,000 |
| 2000-12-22 | Sold | $835,000 |
| 1995-05-30 | Sold | $249,000 |
