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4386 Newport Ave, San Diego, CA, 92107

5beds
5baths
4,055sqft
$3,995,000
$985price/sqft
$25,707/moest. monthly cost
$1,028,280/yrincome needed

About This Home

Built in 2022, this rare property combines contemporary functionality with an elusive coastal lifestyle & breathtaking panoramic views. Enjoy fantastic 360-degree rooftop deck & tremendous deep-blue/white-water ocean views. Consists of a 4BR/3.5BA main house and 1BR/1BA guest house/ADU, resulting in multi-generational living. Turnkey, with wonderful luxury upgrades, but also future income potential - as ADU can be sold/rented, another ADU built or lot subdivided. Plus, highly-rated schools & it's centrally located. Just incredible! Live where others vacation. After a perfect day at the beach, take a minute to retreat home, followed by rooftop grilling, cool ocean breezes and wonderful views of white water at Dog’s Beach, then a warm fire pit, quenching drinks, a beautiful sunset and finally SeaWorld fireworks in the distant sky. Located near the neighborhood crest, the rooftop deck presents expansive views of the ocean and all surrounding areas, from OB Pier to Mission Bay, San Diego River, Pacific Beach, La Jolla and even University of San Diego. Wake up, raise the automated blinds, slide the balcony doors into pockets, enjoy blue water views and take in the beach climate. Move from the living room to family room and kitchen with ease, as this layout yields superior open entertaining around a gourmet kitchen, massive island, linear fireplace and huge TV. Floating monorail staircase ascends past a 21-light cascading chandelier to the exercise area for you to start your day with some yoga, pilates or jogging while viewing the vast Pacific Ocean. Built in 2022, this estate has nearly-new features and wonderful finishes. Notice 6’-wide front door, 11.5’ tall ceilings, quartz countertops, waterfall sides, stainless steel appliances, frameless shower enclosures, wavy wall tile, soaking tubs, backlit mirrors, elegant hardwood flooring and oversized master closet. Plus, tankless water heaters, huge laundry room, 3-zone AC, and owned solar system. Property consists of both a Main House at 3463 sqft with 4 bedroom and 3.5 bathroom and a Guest House/ADU at 592 sqft with 1 bedroom and 1 bathroom plus a large back yard and 2-Car detached garage. Guest House features a family room, full kitchen with stainless steel appliances, stacked laundry area, contemporary bathroom and large bedroom, resulting in fully-independent multi-generational living for owner’s parents, children, additional family or visiting guests. For those with wheelchairs, the guest house is accessible from the 2-car garage via the back gate. Parking is also available parallel to back alley, where specific RVs can be accommodated. The guest house/ADU, which has separate utility metering, can be separately sold as a condo or rented, future floors added to the guest house or garage, additional ADUs or pool developed in the backyard, or the lot subdivided. Coastal properties are among the most resilient and desirable assets but this unique estate has special growth and income potential. This property has both highly-rated Point Loma grade schools and is centrally located – just minutes to major freeways, beaches, OB Pier, San Diego Harbor, Mission Bay, Fashion Valley shopping, hiking, biking, parks, Downtown, Petco Park and Gaslamp dining. As an interesting note, this home was the prior residence of an award-winning professional Major League Baseball player. In summary, this pristine property is unique & contemporary with stunning views, beach climate, wonderful entertaining features, incredible finishes, centrally located with highly-rated schools and offers multi-generational living along with income upside. Rarely does such a coastal property like this come on the market.

Getting Around

62
WalkingSomewhat Walkable
28
TransitSome Transit
55
BikeBikeable

Schools

9/10
6/10
Correia Middle SchoolGrades 7-80.7 mi
9/10
Point Loma High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: New Construction,Turnkey
  • Year built: 2022

Materials

  • Roof: Rolled/Hot Mop,Asphalt,Fire Retardant
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Custom Built,Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Garage Door Opener,Microwave,Refrigerator,6 Burner Stove,Convection Oven,Double Oven,Electric Range,Free Standing Range,Ice Maker,Range/Stove Hood,Self Cleaning Oven,Barbecue,Gas Range,Built-In,Counter Top,Electric Cooking,Gas Cooking,Electric Water Heater,Gas Water Heater,Tankless Water Heater
  • Laundry features: Electric,Gas,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • 2 Staircases,Balcony,Bathtub,Built-Ins,High Ceilings (9 Feet+),Kitchen Island,Kitchenette,Low Flow Toilet(s),Pantry,Recessed Lighting,Shower,Shower in Tub,Stone Counters,Storage Space
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room,Fire Pit,Free Standing,Gas,Blower Fan,Gas Starter

Heating & Cooling

  • Heating features: Forced Air Unit,Heat Pump
  • Cooling features: Central Forced Air,Heat Pump(s),Electric,Dual

Interior Area

  • Total structure area: 4,055
  • Total interior livable area: 4,055 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits,Disability Features,32 Inch+ Wide Doors,36 Inch+ Wide Halls,Entry Slope < 1 Foot

Details

  • Parcel number: 4490510200

Features

  • Levels: 2 Story
  • Pool features: N/K
  • Patio & porch: Slab,Concrete,Porch - Front
  • Fencing: Partial,Average Condition,Brick Wall,Wood
  • Has view: Yes
  • View description: Ocean,Panoramic,Panoramic Ocean,Water,Coastline,White Water,City Lights
  • Has water view: Yes
  • Water view: Ocean,Panoramic Ocean,Water,White Water
  • Frontage type: N/K

Lot

  • Lot size: 7,000 sqft

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage,Garage - Rear Entry,Garage - Single Door,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,200$242,400
Home Insurance *$355$4,260
Property Taxes $4,283$51,396
Electricity $869$10,434
Total$25,707$308,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$881,382/yr
40% on housing$771,210/yr
45% on housing$685,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$985This listing

vs Other Active Listings

Avg $/sqft

ZIP 92107$882
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92107$1,018
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$4,098,000
2026-05-06Listing removed$4,199,000
2026-03-05Listed for sale$4,199,000
2025-12-14Listing removed$14,900
2025-12-12Listed for rent$14,900
2025-12-12Listing removed$14,900
2025-11-01Listing removed$4,199,000
2025-10-18Listed for rent$14,900
2025-10-18Listing removed$14,900
2025-09-06Listed for rent$14,900
2023-12-01Listing removed--
2023-10-25Listed for sale$4,199,000
2023-01-07Listing removed--
2022-12-10Listed for rent$12,500
2022-12-01Listing removed--
2022-10-25Price change$3,999,000
2022-09-29Listed for sale$4,299,000
2022-08-28Listing removed--
2022-07-29Price change$4,399,000
2022-07-13Price change$4,499,000
2022-07-06Listed for sale$4,599,000
2020-07-30Sold$1,340,000
2017-03-07Sold$1,100,000
2006-10-30Sold$825,000

For Sale by Agent

AgentOlivia Hansen
BrokerageReal Innovate Realty

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