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909 Sutter St Unit 102, San Diego, CA, 92103

2beds
2baths
1,258sqft
$774,999
$616price/sqft
$5,229/moest. monthly cost
$209,160/yrincome needed

About This Home

Welcome to Mission Hills, where timeless charm meets modern convenience in one of San Diego's most desirable neighborhoods. This beautiful move-in ready condo offers 2 bedrooms and 2 baths within 1,258 square feet of comfortable living. Enjoy a cozy evening by the fireplace or stay cool year round with central air conditioning. Step outside to your balcony with peek-a-boo views to the downtown skyline or host guests on your large outdoor patio. Additional highlights include in-unit laundry, plenty of storage, one underground parking space and a bonus community storage locker. All of this within walking distance to some of San Diego's trendiest restaurants, nearby shopping, highway access and more. Come see why so many people love living in this neighborhood.

Getting Around

84
WalkingVery Walkable
52
TransitGood Transit
52
BikeBikeable

Schools

7/10
Grant K-8Grades K-80.3 mi
6/10
San Diego High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Washer,Electric Cooking
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,258
  • Total interior livable area: 1,258 sqft

Property

Details

  • Parcel number: 4511920502
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 2 Story
  • Stories: 4
  • Pool features: N/K
  • Fencing: Partial

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 1
  • Parking features: Underground,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$105$1,260
Property Taxes $808$9,696
Electricity $398$4,786
Total$5,229$62,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,280/yr
40% on housing$156,870/yr
45% on housing$139,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$616This listing

vs Other Active Listings

Avg $/sqft

ZIP 92103$738
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92103$928
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$774,999
2026-08-03Price change$774,999
2026-07-16Listed for sale$799,000
2024-12-02Sold$880,000
2024-11-12Pending sale$900,000
2024-11-01Listed for sale$900,000
2018-02-09Sold$575,000
2017-12-29Pending sale$589,999
2017-11-18Price change$589,999
2017-10-27Listed for sale$599,999
2004-05-04Sold$489,000
1993-10-15Sold$160,000

For Sale by Agent

AgentMelissa Steele
BrokerageReal Broker

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