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1032 Pennsylvania Ave, San Diego, CA, 92103

3beds
5baths
2,248sqft
$1,995,000
$887price/sqft
$12,935/moest. monthly cost
$517,400/yrincome needed

About This Home

Modern minimalist luxury in the heart of Uptown San Diego. Located in the highly sought-after Marston Hills neighborhood, this newly built residence blends refined contemporary design with a serene, tree-lined greenbelt setting. A thoughtful and flexible floor plan offers privacy and versatility, featuring a luxurious primary suite, two oversized ensuite bedrooms, two half baths, and a dedicated flex/office space with direct access to a sun-filled rooftop deck showcasing sweeping treetop views. Soaring ceilings, wide-plank oak flooring, and designer-selected finishes create a warm, light-filled interior. The chef’s kitchen is the centerpiece of the home, complete with Viking appliances, a quartz waterfall island, and an open-concept layout ideal for both entertaining and everyday living. The primary suite serves as a peaceful retreat with a spa-inspired bath, generous closet space, and a private balcony overlooking mature trees—offering rare tranquility in an urban setting. Outdoor living includes a private fenced yard, two-car covered port garage, and the calming backdrop of nature just beyond the property line. Ideally located just minutes from Balboa Park, Hillcrest shopping and dining, Downtown San Diego, and San Diego International Airport. With no HOA and flexible living options, this home delivers a rare balance of modern luxury, natural surroundings, and urban convenience.

Getting Around

94
WalkingWalker's Paradise
56
TransitGood Transit
53
BikeBikeable

Schools

10/10
Birney Elementary SchoolGrades K-50.8 mi
6/10
San Diego High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Custom Built,Modern,Other,See Remarks,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Fire Sprinklers,Garage Door Opener,Microwave,Refrigerator,Continuous Clean Oven,Electric Oven,Electric Range,Energy Star Appliances,Free Standing Range,Recirculated Exhaust Fan,Self Cleaning Oven,Counter Top,Electric Cooking,Gas Water Heater,Tankless Water Heater
  • Laundry features: Electric,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Bathtub,High Ceilings (9 Feet+),Kitchen Island,Living Room Deck Attached,Open Floor Plan,Recessed Lighting,Kitchen Open to Family Rm
  • Flooring: Tile,Wood
  • Fireplace features: Bonus Room
  • Common walls with other units/homes: No Unit Above or Below,Detached

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: N/K

Interior Area

  • Total structure area: 2,248
  • Total interior livable area: 2,248 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits,32 Inch+ Wide Doors

Details

  • Parcel number: 45213130
  • Zoning: RM-1-1
  • Zoning description: RM-1-1
  • Special condition: Call Agent

Features

  • Levels: 3 Story
  • Pool features: N/K
  • Patio & porch: Balcony,Deck,Patio,Patio Open
  • Spa features: N/K
  • Fencing: Full
  • Has view: Yes
  • View description: Greenbelt,Parklike,Trees/Woods
  • Frontage type: Canyon

Lot

  • Lot size: 3,500 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Garage - Rear Entry,Garage - Single Door,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$270$3,240
Property Taxes $2,096$25,152
Electricity $482$5,784
Total$12,935$155,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$443,485/yr
40% on housing$388,050/yr
45% on housing$344,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$887This listing

vs Other Active Listings

Avg $/sqft

ZIP 92103$733
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92103$928
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$2,195,000
2026-01-22Listed for sale$2,295,000
2026-01-01Listing removed$2,395,000
2025-09-18Listed for sale$2,395,000
2020-02-10Sold$1,250,000
2019-12-19Listed for sale$1,399,000
2019-11-08Listing removed$1,349,000
2019-04-01Listed for sale$1,349,000
2019-02-22Listing removed$1,399,000
2019-02-05Listed for sale$1,399,000
2018-06-01Listing removed$1,050,000
2018-03-07Price change$1,050,000
2018-02-25Listed for sale$1,099,000
2018-02-16Sold$785,000
2018-01-11Pending sale$785,000
2017-12-14Listed for sale$785,000
2017-10-30Listing removed$950,000
2017-10-12Listed for sale$950,000
2017-10-09Listing removed$2,500
2017-10-07Listed for rent$2,500
2017-08-04Sold$785,000
2017-04-13Listing removed$3,000
2017-04-01Listed for rent$3,000
2015-12-23Sold$710,000
2015-08-21Price change$758,999
2015-07-09Price change$759,000
2015-05-13Listed for sale$797,000
2014-06-07Listing removed$729,000
2002-07-31Sold$600,000
1996-12-19Sold$170,000

For Sale by Agent

AgentJeff Davidson
BrokeragePacific Sotheby's International Realty

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