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3266 1st Ave Unit 13, San Diego, CA, 92103

1beds
2baths
934sqft
$549,000
$588price/sqft
$3,827/moest. monthly cost
$153,080/yrincome needed

About This Home

Gem in the Heart of Bankers Hill! Discover a generously sized 1-bedroom, 1.5-bath turnkey condo just blocks from Balboa Park and minutes from the vibrant dining, nightlife, and culture of Hillcrest. Located on the first floor, this inviting home offers a spacious and comfortable layout rarely found in a one-bedroom residence, with the added convenience of a half bath for guests. Stylish vinyl flooring adds warmth and durability throughout, while newer HVAC provides year-round comfort. The unit also offers the potential to add in-unit laundry for even greater convenience. One of the home’s standout features is the private patio — the perfect place to enjoy your morning coffee, take in neighborhood views, and soak up the energy of this lively, explorable community. The well-maintained complex features a sunny pool, a controlled-access lobby with a Butterfly system, community laundry, bike storage, and a spacious recreation room with a pool table and ping-pong. A rare and thoughtful bonus is the on-site guest suite available for owners’ visitors — free for up to 12 days per year (cleaning fee applies) — making hosting friends and family easy and affordable. This home includes one underground parking space and a large private storage unit. With first-floor access, an elevator in the building, daily living is both easy and convenient. All of this in an unbeatable Bankers Hill location near Balboa Park, Hillcrest, local coffee shops, restaurants, Downtown, major freeways, and the airport — offering the perfect blend of neighborhood charm and urban accessibility.

Getting Around

83
WalkingVery Walkable
56
TransitGood Transit
42
BikeSomewhat Bikeable

Schools

7/10
6/10
San Diego High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1971

Materials

  • Roof: Common Roof

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Microwave,Refrigerator
  • Laundry features: See Remarks

Bathroom

  • Features: Tub Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Built-in Features,Balcony,Separate/Formal Dining Room,Bedroom on Main Level
  • Flooring: Laminate
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 934 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 4525384308
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: Community,In Ground,Association
  • Patio & porch: Covered
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 1
  • Parking features: Assigned,Controlled Entrance,Gated,One Space
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$74$888
Property Taxes $579$6,948
Electricity $398$4,786
Total$3,827$45,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,211/yr
40% on housing$114,810/yr
45% on housing$102,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$588This listing

vs Other Active Listings

Avg $/sqft

ZIP 92103$740
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92103$928
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$599,000
2026-02-04Listed for sale$615,000
2023-03-27Sold$539,000
2023-03-07Pending sale$539,000
2023-03-03Listed for sale$539,000
2005-04-28Sold$385,000
2002-09-27Sold$242,000

For Sale by Agent

AgentTammy Willis
BrokerageCompass

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