2963 38th St, San Diego, CA, 92105
About This Home
Turn-key and move-in ready! This beautifully maintained home features an updated kitchen with quartz countertops, newer cabinetry, stainless steel appliances, and contemporary finishes. Additional improvements include newer dual-pane windows, a newer roof, and a newer water heater, providing both style and peace of mind. Situated on a R-2 zoned lot, this property offers outstanding flexibility and future potential. The spacious backyard with convenient alley access provides endless possibilities for entertaining, gardening, RV parking, or the potential to add an ADU or additional unit. This move-in-ready home is an exceptional opportunity for both homeowners and investors alike. Don't miss this opportunity!
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1956
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: See Remarks
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: None
Features
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 700 sqft
Property
Details
- Parcel number: 4546113800
- Zoning: R-2:MINOR MULTIPLE
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: 1
- Pool features: None
- Has view: Yes
- View description: None
Lot
- Lot size: 0.11 sqft
- Features: Yard
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $99 | $1,188 |
| Property Taxes | $362 | $4,344 |
| Electricity | $398 | $4,786 |
| Total | $4,145 | $49,740 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Pending sale | $649,900 |
| 2026-07-10 | Listed for sale | $649,900 |
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