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3566 Mission Mesa Way, San Diego, CA, 92120

3beds
3baths
1,618sqft
$779,000
$481price/sqft
$5,272/moest. monthly cost
$210,880/yrincome needed

About This Home

Space is hard to find at this price point and this Del Cerro townhome delivers it. Offering 1,618 sq. ft., an attached 2-car garage with additional storage, private patio, central A/C, and a spacious multi-level floor plan, the home lives more like a house than a typical condo. Originally designed as a 3-bedroom, the current layout was opened up to create an oversized living space and can be converted back to three bedrooms if desired. Updated flooring and thoughtful improvements make it move-in ready, while the fireplace and private outdoor space add warmth and character. Located in the desirable Mariposa community with a pool, green spaces, tree-lined streets, and convenient access to Mission Trails, Lake Murray, shopping, dining, and highly regarded schools. *Some images have been digitally enhanced or virtually staged and may not accurately reflect the property’s current condition or appearance. Buyers should verify details independently*

Getting Around

30
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

7/10
Marvin Elementary SchoolGrades K-51.0 mi
7/10
Lewis Middle SchoolGrades 6-81.2 mi
9/10
Patrick Henry High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Electric Oven
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,618
  • Total interior livable area: 1,618 sqft

Property

Details

  • Parcel number: 4565432400

Features

  • Levels: 3 Story
  • Stories: 3
  • Pool features: Community/Common
  • Patio & porch: Patio
  • Fencing: Partial

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,939$47,268
Home Insurance *$125$1,500
Property Taxes $810$9,720
Electricity $398$4,786
Total$5,272$63,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,754/yr
40% on housing$158,160/yr
45% on housing$140,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 92120$490
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92120$680
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$779,000
2026-06-17Price change$799,999
2026-05-29Listed for sale$824,900
2003-12-08Sold$377,500
1999-03-05Sold$165,000

For Sale by Agent

AgentHeather L Rynearson
BrokerageCompass

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