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5945 Hawkins Ridge Ct, Saint Louis, MO, 63129

4beds
3baths
3,260sqft
$499,000
$153price/sqft
$3,570/moest. monthly cost
$142,800/yrincome needed

About This Home

Built in 2015, 5945 Hawkins Ridge Ct is a two-story Saint Louis home. The kitchen combines quartz countertops, stainless steel appliances, and generous cabinetry with an open flow into the living and dining areas. A main-level study with french doors adds a flexible work space, and an upstairs loft offers additional room to gather. The primary bedroom includes a walk-in closet and an ensuite bathroom with a double-sink vanity, a soaking tub, and a separate shower. A covered patio overlooks the backyard, an unfinished basement provides expansion and storage potential, and a three-car garage completes this well-maintained residence with practical amenities throughout every room.. Included 100-Day Home Warranty with buyer activation

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

10/10
9/10
Washington Middle SchoolGrades 6-81.4 mi
5/10
Mehlville High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2015

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,260

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,260
  • Total interior livable area: 3,260 sqft

Property

Details

  • Parcel number: 31L310920
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 8,058 sqft
  • Features: Other
  • Lot size dimensions: 58' x 116' x 80' x 121'

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Inland Flooding
Lightning
Earthquake
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$325$3,900
Property Taxes $474$5,688
Electricity $248$2,987
Total$3,570$42,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,400/yr
40% on housing$107,100/yr
45% on housing$95,200/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 63129$148
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63129$172
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$489,000
2026-07-30Price change$499,000
2026-07-17Listed for sale$510,000
2015-11-03Sold--

For Sale by Agent

AgentBen Lytle
BrokerageOpendoor Brokerage LLC

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