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10909 Oak Knoll Ter S, Minnetonka, MN, 55305

3beds
2baths
1,336sqft
$399,990
$299price/sqft
$2,803/moest. monthly cost
$112,120/yrincome needed

About This Home

Updated, move-in ready, and packed with improvements, this Minnetonka home is ready for its next chapter. The remodeled kitchen is a standout with stainless steel appliances, subway tile backsplash, chef's hood and a dedicated eat-in space perfect for everyday meals or morning coffee. Fresh interior paint, updated modern door hardware, newer flooring and all new carpet, modern vinyl windows, and a new roof in 2021 (big insurance savings) provide a refreshed feel from top to bottom. The upper level features three bedrooms together with a full bathroom, while the finished lower level adds even more room to spread out with a second living area, space for a home gym, hobbies, or a playroom, plus a laundry room and half bathroom. Outside is where this home really shines with a large fenced yard, rear paver patio, oversized hobby shed, and extra driveway parking with an extension through the fenced gate. The maintenance-free exterior and attached one-car garage add even more convenience. With easy freeway access, a nearby park-and-ride, and a location just minutes from downtown Minneapolis, this home delivers the updates, space, and convenience you've been looking for.

Getting Around

22
WalkingCar-Dependent
31
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

4/10
8/10

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Exhaust Fan,Freezer,Humidifier,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Egress Window(s),Finished

Bathroom

  • Level: Upper

Bathroom

  • Level: Lower

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 300
  • Finished area above ground: 1,036

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,495
  • Total interior livable area: 1,336 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0111722330032
  • Zoning description: Residential-Single Family
  • Foundation area: 459

Features

  • Levels: Three Level Split
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Chain Link

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 100 x 136

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$218$2,616
Property Taxes $393$4,716
Electricity $170$2,050
Total$2,803$33,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,102/yr
40% on housing$84,090/yr
45% on housing$74,746/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 55305$240
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55305$252
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Listed for sale$399,990
2015-08-28Sold$220,000
2015-07-26Listed for sale$239,000
1998-06-25Sold$129,900
1996-09-26Sold$125,000
1996-07-12Sold$125,000
1996-03-01Sold$116,500

For Sale by Agent

AgentTrenton J Hogg
BrokerageRedfin Corporation

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