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4525 Vista St, San Diego, CA, 92116

3beds
3baths
2,102sqft
$1,645,500
$783price/sqft
$10,759/moest. monthly cost
$430,360/yrincome needed

About This Home

Welcome to this beautifully updated Kensington home, where timeless character meets modern convenience. Thoughtfully renovated throughout, the home features stunning hardwood floors, a bright and open layout, and a designer kitchen complete with sleek cabinetry, quartz countertops, and stainless steel appliances—perfect for both everyday living and entertaining. The living and dining spaces flow effortlessly, creating a warm and inviting atmosphere, while the updated finishes bring a fresh, contemporary feel to every room. The bathrooms have been tastefully redesigned offering a spa-like experience. A standout feature of the property is the versatile bonus space created from the converted garage. Above, a private guest unit provides excellent flexibility for extended family or visitors. Situated in one of Kensington’s most desirable pockets, this home is just moments from the vibrant restaurants, coffee shops, and boutiques along Adams Avenue, offering the perfect blend of neighborhood charm and urban accessibility. This is a rare opportunity to own a turnkey property in a highly sought-after location with added versatility.

Getting Around

84
WalkingVery Walkable
51
TransitGood Transit
70
BikeVery Bikeable

Schools

5/10
3/10
Wilson Middle SchoolGrades 6-80.6 mi
4/10
Hoover High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Other/Remarks
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Solar Panels,Washer,Counter Top
  • Laundry features: Other/Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air,Other/Remarks

Interior Area

  • Total structure area: 2,102
  • Total interior livable area: 2,102 sqft

Property

Details

  • Parcel number: 4654102800

Features

  • Levels: Other/Remarks
  • Pool features: N/K
  • Fencing: Full

Lot

  • Lot size: 4,808 sqft

Parking

  • Total spaces: 3
  • Parking features: None Known

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,320$99,840
Home Insurance *$262$3,144
Property Taxes $1,727$20,724
Electricity $450$5,408
Total$10,759$129,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$368,880/yr
40% on housing$322,770/yr
45% on housing$286,906/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$783This listing

vs Other Active Listings

Avg $/sqft

ZIP 92116$626
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92116$993
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$1,795,000
2026-03-30Listed for sale$1,889,000
2023-06-13Sold$1,612,500
2023-05-17Pending sale$1,599,000
2023-05-10Listed for sale$1,599,000
2022-05-13Listing removed--
2022-05-01Listed for rent$6,800
2020-12-04Sold$1,190,000
2020-11-04Pending sale$1,175,000
2020-10-27Listed for sale$1,175,000
2020-10-13Pending sale$1,175,000
2020-10-02Listed for sale$1,175,000
2020-07-15Sold$971,000
2020-06-29Pending sale$995,000
2020-06-24Listed for sale$995,000
2020-06-15Pending sale$995,000
2020-06-09Listed for sale$995,000
2014-07-16Sold$750,000
2014-05-29Price change$779,000
2014-04-26Price change$799,000
2014-04-16Listed for sale$825,000
2012-04-26Sold$645,000
2012-03-22Price change$674,000
2011-10-21Price change$699,000
2011-08-28Listed for sale$739,000
2007-12-27Sold$765,000
2007-03-07Sold$560,000

For Sale by Agent

AgentAnthony R Guerrieri
BrokerageThe Oppenheim Group

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