7292 W Point Ave, La Mesa, CA, 91942
About This Home
Opportunity Knocks in Desirable Hilltop home! Seller offering $$ in buyer concessions for a rate by down or closing costs! This is a charming 2-bedroom, 1-bath home offers 882 square feet of comfortable living space on a generous 5,900-square-foot lot with an attached two-car garage. Move-in ready, the home features beautiful hardwood floors, fresh white walls, and a bright, inviting interior. The spacious backyard offers exceptional potential. A construction company specializing in ADUs has proposed conceptual plans for either an approximately 400-square-foot or 600-square-foot Accessory Dwelling Unit (buyer to verify all feasibility, permits, and city requirements). Enjoy city views from the rear of the property and the possibilities this lot provides. Ideally located on a quiet street at the top of La Mesa's historic Secret Stairs, this home is part of the sought-after University Park Annex neighborhood, known for its friendly community and pride of ownership. Surrounded by larger homes, this property presents an outstanding opportunity for future expansion, investment, or simply enjoying as-is. Conveniently located near shopping, dining, parks, and freeway access. Don't miss this rare opportunity to own a home with both immediate charm and long-term upside! ps. check out the Virtual Tour Link for a full tour!
Getting Around
Very Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1943
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Outside
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Cooling
- Cooling features: None
Features
- All Bedrooms Down
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 882 sqft
Property
Details
- Parcel number: 4695511200
- Zoning: r-1
- Special condition: Trust
Features
- Levels: Multi/Split
- Entry location: front
- Pool features: None
- Has view: Yes
- View description: City Lights,Neighborhood
Lot
- Lot size: 5,900 sqft
- Features: 21-25 Units/Acre
Parking
- Total spaces: 6
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,045 | $48,540 |
| Home Insurance * | $113 | $1,356 |
| Property Taxes | $841 | $10,092 |
| Electricity | $398 | $4,786 |
| Total | $5,397 | $64,764 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $800,000 |
| 2026-07-09 | Listed for sale | $820,000 |
| 2019-09-16 | Listing removed | $1,800 |
| 2019-09-07 | Listed for rent | $1,800 |
View on Zillow