1129 Finch St, El Cajon, CA, 92020
About This Home
Price improvement! Fletcher Hills under $800,000! Perched in the highly sought-after Fletcher Hills community, this beautifully updated single-story residence offers the perfect blend of comfort, charm, and breathtaking easterly views. From the moment you arrive, you'll appreciate the pride of ownership reflected throughout this turnkey 3-bedroom, 2-bath home. Inside, timeless original hardwood flooring complements the spacious living areas, while newer dual-pane windows, updated bedroom closet doors, carpeting in the bedrooms for warmth, and a remodeled primary bath add modern convenience and style. The inviting living room features a cozy fireplace with a wood-burning insert, creating the perfect setting for relaxing evenings at home. The kitchen is ready for everyday living and entertaining alike, complete with newer appliances including a gas cooktop, dishwasher, and new refrigerator. Forced air heating and air conditioning ensure year-round comfort. One of the home's most appealing features is the light-filled enclosed patio room, offering additional living space bathed in natural sunlight. Step outside to the covered patio and enjoy peaceful mornings, glorious sunrises, and panoramic views stretching across El Cajon and the surrounding mountains. Move-in ready and meticulously maintained, this exceptional Fletcher Hills home presents a rare opportunity to own a view property in one of East County's most desirable neighborhoods. Plus, easy access to the 125, 8, and the 52 freeways. Homes like this don't come along often—don't miss your chance to make it yours. Low-maintenance front and back yards are designed for easy living, with inviting patios perfect for relaxing, entertaining, or enjoying your morning coffee. Raised planter boxes are ready for your dream garden—whether you love growing fresh vegetables, vibrant flowers, or beautiful succulents. This outdoor space offers the perfect blend of beauty, function, and low-maintenance living.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1959
Materials
- Roof: Composition
- Construction materials: Plaster
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Cooking,Gas Water Heater
- Laundry features: Gas,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Linoleum/Vinyl,Wood
- Number of fireplaces: 1
- Fireplace features: FP in Living Room
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 1,312
- Total interior livable area: 1,312 sqft
Property
Details
- Parcel number: 4820620700
Features
- Levels: 1 Story
- Pool features: N/K
- Patio & porch: Covered,Enclosed,Concrete
- Fencing: Partial,Vinyl,Wood
- Has view: Yes
- View description: City,Evening Lights,Mountains/Hills,Panoramic
Lot
- Lot size: 6,098 sqft
Parking
- Total spaces: 4
- Parking features: Attached,Direct Garage Access,Garage,Garage - Front Entry,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,171 | $50,052 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $946 | $11,352 |
| Electricity | $398 | $4,786 |
| Total | $5,671 | $68,052 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $799,900 |
| 2026-07-13 | Listed for sale | $825,000 |
| 2022-09-18 | Listing removed | -- |
| 2022-09-10 | Listed for rent | $3,300 |
| 2021-03-24 | Listing removed | -- |
| 2018-06-20 | Listing removed | $2,450 |
| 2018-06-13 | Listed for rent | $2,450 |
| 2017-12-19 | Listing removed | $2,400 |
| 2017-12-07 | Listed for rent | $2,400 |
| 2017-11-30 | Sold | $480,000 |
| 2008-05-23 | Sold | $332,500 |
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