628 N Cuyamaca St N, El Cajon, CA, 92020
About This Home
Welcome to this charming and well-maintained El Cajon home offering 2 bedrooms, 1 bathroom, on a spacious 6,900 square foot lot. Pride of ownership is evident throughout, with a beautifully cared-for interior, manicured landscaping, and inviting curb appeal. The expansive lot provides endless possibilities for outdoor living, gardening, entertaining, or future expansion. Enjoy a functional floor plan filled with natural light, comfortable living spaces, and a peaceful setting. The large backyard offers plenty of room to create your dream outdoor retreat while still maintaining privacy and usability. Conveniently located near shopping, dining, parks, schools, and major transportation routes, this property combines comfort, charm, and opportunity. Whether you're a first-time buyer, downsizing, or looking for a property with future potential, this home is a must-see.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1952
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Garage
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Central Air
Features
- All Bedrooms Down
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 848 sqft
Property
Details
- Parcel number: 4822241600
- Zoning: R-1:Single Fam-Res
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Front
- Pool features: None
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 6,900 sqft
- Features: Back Yard,Front Yard
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $783 | $9,396 |
| Electricity | $398 | $4,786 |
| Total | $4,847 | $58,164 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Listed for sale | $699,000 |
| 2026-07-21 | Pending sale | $699,000 |
| 2026-06-18 | Listed for sale | $699,000 |
| 2008-11-19 | Sold | $221,500 |
| 2006-04-18 | Sold | $405,000 |
| 2000-01-28 | Sold | $149,000 |
| 1997-10-24 | Sold | $117,000 |
View on Zillow