See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

846 Friendly Cir, El Cajon, CA, 92021

4beds
3baths
1,693sqft
$865,000
$511price/sqft
$5,899/moest. monthly cost
$235,960/yrincome needed

About This Home

Welcome to this spacious 4-bedroom, 2.5-bath home offering 1,693 sqft, located in the gated community of Friendly Village in El Cajon, showcasing true pride of ownership. All bedrooms are conveniently situated upstairs. The home features a spacious living room with soaring vaulted ceilings, a cozy fireplace, and a living area that opens to the backyard—perfect for entertaining. Downstairs also includes a versatile bonus space that can be used as a formal dining area, home office, or optional extra room to fit your needs. Elegant hardwood flooring flows throughout the home. The kitchen features quartz countertops, a charming breakfast nook, and stylish pendant lighting. Both the kitchen and bathrooms feature modern fixtures. The home also includes a newer A/C unit and solar with a low monthly payment of $168. Enjoy a 2-car garage, driveway, and additional guest parking. Ideally located just off the 8 freeway, the community offers easy access to shopping, dining, and everyday conveniences.

Getting Around

72
WalkingVery Walkable
39
TransitSome Transit
53
BikeBikeable

Schools

3/10
4/10
3/10

Construction

Condition

  • Year built: 1996

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • All Bedrooms Up
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 1,693 sqft

Property

Details

  • Parcel number: 4833804712
  • Attached to another structure: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front door
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 1.15 Acres
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance *$196$2,352
Property Taxes $932$11,184
Electricity $398$4,786
Total$5,899$70,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,251/yr
40% on housing$176,970/yr
45% on housing$157,306/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$511This listing

vs Other Active Listings

Avg $/sqft

ZIP 92021$300
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92021$525
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$875,000
2022-04-28Sold$760,000
2022-03-21Pending sale$739,000
2022-03-11Listed for sale$739,000
2008-04-18Sold$316,500
2008-02-09Price change$342,900
2007-11-12Listed for sale$384,900
2007-08-20Sold$406,031
2003-10-14Sold$353,000
2002-05-21Sold$285,000
1996-03-28Sold$167,000

For Sale by Agent

AgentRita Kurkies
BrokerageKeller Williams Realty

Similar Homes