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134 S Pierce St, El Cajon, CA, 92020

1beds
1baths
736sqft
$349,900
$475price/sqft
$2,579/moest. monthly cost
$103,160/yrincome needed

About This Home

Beautifully updated condo located in the gated Grossmont Terrace community in El Cajon. This spacious home features new luxury vinyl flooring in the living area, fresh interior paint, and a bright open layout designed for comfortable everyday living. The kitchen has been upgraded with new appliances including a refrigerator, dishwasher, and cooking range, offering both style and convenience. Generously sized bedrooms provide ample space, while the private patio creates the perfect setting for relaxing or entertaining. Additional highlights include in-unit laundry hookups and two assigned parking spaces. Residents enjoy access to community amenities including pool and a spa, landscaped grounds, and gated entry. The HOA includes water, sewer, trash, and security, offering added value. Conveniently located near shopping, restaurants, medical facilities, schools, and major freeway access, making commuting throughout San Diego simple and convenient. Ideal opportunity for first-time buyers, downsizing, or investors seeking a low-maintenance property in a prime location.

Getting Around

57
WalkingSomewhat Walkable
65
TransitGood Transit
20
BikeSomewhat Bikeable

Schools

7/10
4/10
7/10
Grossmont High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: Condo
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Gas/Electric Range,Dishwasher,Range/Oven,Refrigerator
  • Laundry features: Laundry Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Porcelain,Vinyl Plank
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 736
  • Total interior livable area: 736 sqft

Property

Details

  • Parcel number: 4872505742
  • Attached to another structure: Yes
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: Community
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 3.93 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$66$792
Property Taxes $346$4,152
Electricity $398$4,786
Total$2,579$30,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,422/yr
40% on housing$77,370/yr
45% on housing$68,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$475This listing

vs Other Active Listings

Avg $/sqft

ZIP 92020$442
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92020$511
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$349,900
2021-05-04Sold$235,000
2021-04-21Pending sale$235,000
2021-04-21Listing removed--
2021-04-17Pending sale$235,000
2021-04-12Listed for sale$235,000
2019-10-18Listing removed$1,395
2019-09-05Listed for rent$1,395
2019-04-21Listing removed$1,395
2019-04-10Listed for rent$1,395
2017-11-29Listing removed$1,250
2017-11-21Price change$1,250
2017-11-10Listed for rent$1,300
2004-11-23Sold$181,000
2004-01-12Sold$145,000

For Sale by Agent

AgentDivyesh Vora
BrokerageVIP Premier Realty Corp

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