




638 Patricia Ln, El Cajon, CA, 92020
About This Home
Charming single-story home in El Cajon featuring 3 bedrooms and 2 bathrooms with a desirable split-bedroom floor plan. The spacious primary suite offers comfort and privacy, complemented by two additional spacious bedrooms. Recently remodeled, the primary bathroom showcases a 60-inch walk-in shower, waterproof laminate flooring, updated plumbing fixtures, and real bamboo flooring. The upgraded kitchen features granite countertops, a deep sink, new lower cabinetry, Whirlpool appliances, upgraded tile flooring, and updated plumbing. Energy-efficient improvements include 15 owned solar panels, a newer asphalt shingle “cool roof,” mini-split HVAC system, upgraded electrical panel, dual-pane windows, and new front and rear exterior doors. Additional upgrades include GFCI protection in the kitchen and bathrooms and an RV hookup with a 50-amp breaker. The private backyard is designed for outdoor living and entertaining, offering a covered patio, wood-burning fire pit, approximately 2,000 sq. ft. of turf, and a covered gazebo with its own 50-amp breaker. The property also features new fencing, a 10' x 12' Tuff Shed, a 5' x 3' metal storage unit, and a functional chicken coop. This well-maintained home combines comfort, efficiency, and versatility—perfect for low-maintenance living with room to grow. Some photos have been virtually enhanced to remove personal property and furnishings in order to better showcase the room sizes, layout, and overall potential of the home.
Getting Around
Schools
Construction
Condition
- Year built: 1951
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooking,Disposal,Gas Range,Microwave,Refrigerator,Self Cleaning Oven,Water Heater
- Laundry features: Outside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Ductless,Dual
Features
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 1,062 sqft
Property
Details
- Parcel number: 4920410600
- Zoning: R-1:Single Fam-Res
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Main-level entry
- Pool features: None
- Has view: Yes
- View description: None
Lot
- Lot size: 7,400 sqft
- Features: Back Yard,Sloped Down,Gentle Sloping,Lawn,Landscaped,Rectangular Lot,Yard
- Lot size dimensions: 61 x 124 x 62
Parking
- Total spaces: 2
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $151 | $1,812 |
| Property Taxes | $876 | $10,512 |
| Electricity | $398 | $4,786 |
| Total | $5,465 | $65,580 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Price change | $799,000 |
| 2026-04-03 | Listed for sale | $825,000 |
| 2020-06-08 | Sold | $421,000 |
| 2020-05-07 | Pending sale | $399,000 |
| 2020-05-06 | Listed for sale | $399,000 |
| 2020-04-23 | Pending sale | $399,000 |
| 2020-04-16 | Listed for sale | $399,000 |
