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1063 Estes St, El Cajon, CA, 92020

3beds
2baths
1,351sqft
$524,999
$389price/sqft
$3,653/moest. monthly cost
$146,120/yrincome needed

About This Home

Welcome to 1063 Estes St, a beautifully upgraded 3-bedroom, 2-bathroom townhome offering comfort, style, and convenience in a desirable El Cajon community. This spacious 1,351-square-foot home features a thoughtfully designed two-story layout with an open and inviting feel throughout. Recent upgrades include fresh interior paint creating a clean, modern atmosphere that is move-in ready. The main level features a spacious primary suite with direct access to a private, fenced and covered patio—perfect for enjoying your morning coffee or relaxing at the end of the day. The bright kitchen features a skylight that brings in an abundance of natural light, while the home also offers central A/C and heating for year-round comfort. Upstairs, you'll find two additional bedrooms and a private balcony overlooking the community pool. Additional highlights include an attached 2-car garage, generous living spaces, and a convenient location near shopping, dining, recreation, schools, and major transportation routes. Enjoy easy access to Highway 8, Chase Avenue, Lake Murray, and nearby parks and recreation. With its desirable layout, thoughtful upgrades, and excellent location, 1065 Estes St is a wonderful opportunity to call El Cajon home.

Getting Around

67
WalkingSomewhat Walkable
34
TransitSome Transit
51
BikeBikeable

Schools

3/10
4/10
7/10
Grossmont High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Laundry Closet

Bedroom

  • Features: Multi-Level Bedroom

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 1,351 sqft

Property

Details

  • Parcel number: 4923317405
  • Attached to another structure: Yes
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: Community
  • Has view: Yes
  • View description: Courtyard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$99$1,188
Property Taxes $502$6,024
Electricity $398$4,786
Total$3,653$43,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,245/yr
40% on housing$109,590/yr
45% on housing$97,413/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 92020$441
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92020$511
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$524,999
2026-08-03Listed for sale$524,999
2009-07-30Sold$160,000
2005-01-11Sold$391,000

For Sale by Agent

AgentAlberto Ballesteros
BrokerageColdwell Banker West

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