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425 Avenida Abajo, El Cajon, CA, 92020

4beds
3baths
2,372sqft
$1,280,000
$540price/sqft
$8,735/moest. monthly cost
$349,400/yrincome needed

About This Home

Welcome to this beautiful, well-maintained home tucked away at the end of a long private driveway, offering privacy, comfort, and stunning mountain views. This spacious 4-bedroom, 2.5-bath home features all four bedrooms and both full bathrooms upstairs, creating a functional and private layout. The clean, meticulously cared-for property includes a spacious backyard with plenty of fruit trees, including juicy lemon trees and pomegranate trees, adding charm and the opportunity to enjoy fresh fruit right at home. Additional highlights include a laundry room, a wet bar off the family room perfect for entertaining, and a 3-car garage with extensive built-in cabinetry for abundant organized storage. There is also ample parking for guests, RVs, or multiple vehicles. Paid-off solar panels add energy efficiency and a tankless water heater adding long-term savings, all in a convenient location close to everyday amenities

Getting Around

60
WalkingSomewhat Walkable
16
TransitMinimal Transit
19
BikeSomewhat Bikeable

Schools

8/10
Fuerte Elementary SchoolGrades K-51.2 mi
8/10
Hillsdale Middle SchoolGrades 6-82.4 mi
8/10
Valhalla High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Gas Cooktop,Disposal,Microwave,Trash Compactor,Tankless Water Heater,Water To Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room

Bathroom

  • Features: Bathtub,Dual Sinks,Enclosed Toilet,Separate Shower,Tub Shower,Walk-In Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Cooling

  • Cooling features: Central Air,Electric,Gas

Features

  • All Bedrooms Up,Walk-In Closet(s)
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 2,372 sqft

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 4935010400
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Trust

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front Door
  • Pool features: None
  • Has view: Yes
  • View description: Hills,Mountain(s),Neighborhood

Lot

  • Lot size: 0.65 Acres
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,472$77,664
Home Insurance *$243$2,916
Property Taxes $1,512$18,144
Electricity $508$6,103
Total$8,735$104,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$299,485/yr
40% on housing$262,050/yr
45% on housing$232,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$540This listing

vs Other Active Listings

Avg $/sqft

ZIP 92020$437
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92020$511
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$1,280,000
2026-05-22Listed for sale$1,350,000
2013-12-12Listing removed$599,000
2013-10-05Price change$599,000
2013-09-20Listed for sale$625,000

For Sale by Agent

AgentChristen Habib
BrokerageLPT Realty, Inc.

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