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40599 Passmore Dr, Clinton Township, MI, 48038

4beds
2baths
2,350sqft
$265,000
$113price/sqft
$2,219/moest. monthly cost
$88,760/yrincome needed

About This Home

First time on the market since it was built in 1979, this 4 bedroom, 1.5 bath ranch in Chippewa Valley Schools offers 1,550 square feet, a partially finished basement, first floor laundry, and a private backyard on a spacious 0.26-acre lot. Full of rustic charm and country-inspired character, this well-maintained home offers flexible living space with a front bedroom featuring French doors that also works perfectly as a home office or den. The kitchen opens to the bright living room with a classic brick fireplace and direct access to the large deck overlooking the lush backyard with mature catalpa and cypress trees, garden space, and beautiful landscaping. The partially finished basement includes a wet bar, workshop, storage closet, and plenty of room for entertaining. The basement safe, pool table, and refrigerator all stay with the home. Additional highlights include a large primary bath with double sink vanity and tub, first floor laundry with adjacent half bath, a furnace approximately 8 years old, charming front porch, stamped concrete walkway, and excellent curb appeal. Conveniently located near Canal Park and the Clinton-Macomb Library. Schedule your private showing today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Algonquin Middle SchoolGrades 6-81.7 mi
6/10

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Basement,Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer
  • Laundry features: First Floor Laundry,Entry

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom1

  • Level: Entry
  • Area: 63

Bedroom1

  • Level: Entry
  • Area: 132

Bedroom2

  • Level: Entry
  • Area: 132

Bedroom3

  • Level: Entry
  • Area: 110

Bedroom4

  • Level: Entry
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 121

Features

  • Bar
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 1,550

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,814
  • Total interior livable area: 2,350 sqft

Kitchen

  • Level: Entry
  • Area: 99

Living Room

  • Level: Entry
  • Area: 260

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 161116203034
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Garden
  • Frontage type: Road
  • Frontage length: 80

Lot

  • Lot size: 0.26 Acres
  • Features: Subdivision
  • Lot size dimensions: 80 x 141

Parking

  • Total spaces: 2
  • Parking features: Attached,Electric in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$105$1,260
Property Taxes $519$6,228
Electricity $256$3,075
Total$2,219$26,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,080/yr
40% on housing$66,570/yr
45% on housing$59,173/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 48038$109
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48038$168
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$265,000
2026-07-27Listed for sale$265,000

For Sale by Agent

AgentBecky Post
BrokerageKW Platinum

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