See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3

110 20th St N, Pell City, AL, 35125

4beds
2baths
2,341sqft
$115,000
$49price/sqft
$950/moest. monthly cost
$38,000/yrincome needed

About This Home

Charming downtown fixer-upper with historic character. Located in the heart of the downtown district, this 4 bedroom 2 bath home is rich with charm and character, offering an opportunity to restore. Featuring 4 fireplaces, large rooms with high ceilings, wood floors. 3 bedrooms on the main level and 1 upstairs with full bathroom and an abundance of storage space. Situated on desirable corner lot, the property is fenced and welcomes you with covered front porch. Renovation project in downtown Pell City.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

9/10
5/10
Duran Jr High SchoolGrades 80.6 mi
4/10
Pell City High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1950

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Sink,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • High Ceilings,Tub/Shower Combo,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 4
  • Fireplace features: Brick (FIREPL),Bedroom,Living Room,Gas,Wood Burning
  • Fireplace: Yes
  • Attic: Other,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,341

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,341 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2801012003017000
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: City
  • Waterfront features: No

Lot

  • Lot size: 0.40 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Driveway,On Street
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$82$984
Property Taxes $26$312
Electricity $261$3,143
Total$950$11,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,571/yr
40% on housing$28,500/yr
45% on housing$25,333/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 35125$83
St. Clair County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 35125$144
St. Clair County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Listed for sale$129,900
2026-03-02Contingent$129,900
2026-01-20Listed for sale$129,900
2016-05-12Listing removed$129,900
2016-04-02Price change$129,900
2016-01-15Listed for sale$145,000
2012-11-13Sold$107,000
2012-09-23Pending sale$115,000
2012-07-18Sold$585,000
2012-06-14Listed for sale$115,000

For Sale by Agent

AgentBlair Fields
BrokerageFields Gossett Realty

Similar Homes