See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2916 Elm Tree Ct, Spring Valley, CA, 91978

2beds
2baths
916sqft
$475,000
$519price/sqft
$3,405/moest. monthly cost
$136,200/yrincome needed

About This Home

Welcome to 2916 Elm Tree Court, a beautifully updated 2-bedroom, 2-bathroom condo in a peaceful and highly desirable community. This bright and inviting home features a renovated kitchen and new flooring with approximately $25,000 in seller upgrades (receipts available), along with a new dishwasher, new microwave, and new in-unit laundry appliances. Enjoy year-round comfort with central A/C, a cozy gas fireplace, and a private patio perfect for relaxing outdoors. The property includes 3 parking spaces total: 1 covered carport with extra storage (#39) plus 2 HOA parking permits. HOA amenities include a pool, spa, security patrol, updated roofs and carports, and a well-maintained smoke-free community. Located next to the community city park featuring pickleball courts, basketball courts, picnic areas, track & field, and softball fields, with additional park improvements nearing completion. This move-in ready home offers comfort, convenience, and great community amenities all in one!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
8/10
Hillsdale Middle SchoolGrades 6-81.8 mi
6/10
Monte Vista High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Common Roof
  • Construction materials: Other/Remarks

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Range
  • Laundry features: Gas,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Fireplace
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 916
  • Total interior livable area: 916 sqft

Property

Details

  • Parcel number: 5061101139
  • Special condition: Standard

Features

  • Levels: 1 Story
  • Stories: 2
  • Pool features: Community/Common
  • Spa features: Community/Common
  • Fencing: Partial

Parking

  • Total spaces: 3
  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$90$1,080
Property Taxes $516$6,192
Electricity $398$4,786
Total$3,405$40,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,742/yr
40% on housing$102,150/yr
45% on housing$90,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$519This listing

vs Other Active Listings

Avg $/sqft

ZIP 91978$267
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 91978$409
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$475,000
2026-07-07Pending sale$475,000
2026-06-08Price change$475,000
2026-05-13Listed for sale$399,990
2026-03-25Listing removed$510,000
2025-12-04Listed for sale$510,000
2024-02-15Sold$477,000
2024-01-31Pending sale$460,000
2024-01-26Listed for sale$460,000

For Sale by Agent

AgentAdrian G Quijano
BrokerageROA California Inc

Similar Homes