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2410 Euclid Ave, El Cajon, CA, 92019

4beds
4baths
3,307sqft
$1,399,000
$423price/sqft
$9,460/moest. monthly cost
$378,400/yrincome needed

About This Home

One-acre Mediterranean-style estate in one of El Cajon's most sought after neighborhoods, Granite Hills. Set with a southwest-facing orientation to soak in golden sunsets over the valley, this home offers the rare combination of space, privacy, and genuine upgrades, not just a fresh coat of paint. Step onto the entry patio and you will find a detached casita, a flexible bonus space perfect for a home gym, studio, or private office separate from the main house, with its own charm and not counted toward the home's square footage. Inside the main residence, cherry dark-stained hardwood floors run through the living and dining areas, anchored by a stacked river-rock fireplace. The kitchen features white shaker cabinetry, granite countertops, and terracotta tile flooring, opening to a great room. Plantation shutters dress the windows throughout, and the primary suite is a bright, vaulted retreat with its own walk-in closet and en-suite bath. BONUS-Downstairs, a private-entrance guest space near the garage adds even more flexibility for extended family or visitors. Step outside and the real magic happens. The recently remodeled pool has a pebble finish, a stacked-stone bench to sit and relax to overlook the sweeping views of the entire El Cajon Valley. A separate boulder-lined pond sits tucked into a shaded grove of mature palms, and lemon and orange trees add a true backyard-orchard feel. The grounds are gated and fully fenced, with ample parking and lush, mature landscaping. This home has been genuinely cared for: a new roof, new water heater, owned solar (fully paid off), a transferable lifetime exterior paint warranty ( fire-resistant exterior paint). It's an all-electric home with dual-pane windows throughout for efficiency and comfort. And for the right buyer, there's a rare opportunity here too: an assumable VA loan at 2.125%, with a current balance of approximately $425,033 financing . Peaceful. Private. Move-in ready with real upgrades behind it. This is a home that earns the word "estate."

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
6
BikeSomewhat Bikeable

Schools

2/10
Montgomery Middle SchoolGrades 6-81.5 mi
6/10
Granite Hills High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bedroom

  • Features: Multi-Level Bedroom

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Cooling

  • Cooling features: Central Air

Features

  • Bedroom on Main Level,Main Level Primary
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 750
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 3,307 sqft

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 5121000600
  • Zoning: R-1:Single Fam-Res
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Has view: Yes
  • View description: Mountain(s),Pool

Lot

  • Lot size: 1 Acres
  • Features: Lot Over 40000 Sqft

Parking

  • Total spaces: 8
  • Parking features: Door-Multi,Garage,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$323$3,876
Property Taxes $1,354$16,248
Electricity $709$8,509
Total$9,460$113,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$324,342/yr
40% on housing$283,800/yr
45% on housing$252,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 92019$344
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92019$522
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$1,349,000
2026-07-30Listed for sale$1,399,000
2026-07-30Listing removed$1,399,900
2026-06-13Listed for sale$1,399,900
2017-10-25Sold$720,000
2017-09-09Price change$749,000
2017-08-14Price change$779,000
2017-07-25Listed for sale$795,000
2012-12-30Sold$490,000
2012-09-20Pending sale$499,000
2012-09-02Price change$499,000
2012-08-19Price change$499,900
2012-07-29Price change$524,000
2012-07-03Price change$574,900
2012-06-15Listed for sale$599,900
2012-05-01Sold$382,500
2012-04-19Listed for sale$342,900
2008-08-11Listing removed$759,000
2008-02-14Listed for sale$759,000
2002-07-24Sold$525,000

For Sale by Agent

AgentLuda Phipps
BrokerageLuda Phipps, Broker

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