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895 Jamacha Rd, El Cajon, CA, 92019

3beds
2baths
1,014sqft
$485,000
$478price/sqft
$3,425/moest. monthly cost
$137,000/yrincome needed

About This Home

Stunning Renovated 3-Bedroom Condo in Rancho San Diego – Move-In Ready! Welcome to this beautifully updated 3-bedroom, 2-bathroom condo in the heart of Rancho San Diego. Offering approximately 1,014 sq ft of comfortable living space, this home has been completely renovated and staged to perfection, making it an ideal choice for motivated buyers seeking 5 star renovations. Step inside to discover a bright and spacious layout featuring an open-concept living and dining area that flows seamlessly into a modern, fully equipped kitchen — perfect for everyday family meals and entertaining. The thoughtfully designed floor plan includes three generously sized bedrooms and two updated bathrooms, providing ample space for growing families or comfortable living. A convenient full-size side-by-side laundry closet with space for full-size appliances. Fresh finishes and modern touches throughout from the recent renovation. Easy access to all the shopping, dining, and conveniences Rancho San Diego has to offer. Residents enjoy access to the community's sparkling pool, perfect for relaxing on warm San Diego days. Whether you're a first-time buyer, growing family, or looking for a low-maintenance home in a prime location.

Getting Around

70
WalkingSomewhat Walkable
29
TransitSome Transit
52
BikeBikeable

Schools

4/10
2/10
Montgomery Middle SchoolGrades 6-81.0 mi
8/10
Valhalla High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1978

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Wall/Window Unit(s)

Features

  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Interior Area

  • Total interior livable area: 1,014 sqft

Property

Details

  • Parcel number: 5143101713
  • Attached to another structure: Yes
  • Zoning: Condo
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 2
  • Pool features: Community
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 1.28 Acres

Parking

  • Total spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$112$1,344
Property Taxes $463$5,556
Electricity $398$4,786
Total$3,425$41,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,428/yr
40% on housing$102,750/yr
45% on housing$91,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$478This listing

vs Other Active Listings

Avg $/sqft

ZIP 92019$347
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92019$522
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$495,000
2026-03-10Sold$376,000
2014-08-28Sold$210,000
2014-07-23Listed for sale$214,000
2001-03-05Sold$94,000

For Sale by Agent

AgentDavid Zimkin
BrokerageNew Morning Inc

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