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2108 3rd Ave #1, San Diego, CA, 92101

2beds
2baths
924sqft
$579,000
$627price/sqft
$4,033/moest. monthly cost
$161,320/yrincome needed

About This Home

Great starter place or investment property in Bankers Hill near Balboa Park and walking distance to restaurants. Easy access to freeway and downtown San Diego. Both bedrooms are upstairs, kitchen has been updated with stainless steel appliances, newer cabinets and Dekton countertops. Ground floor half bath, flooring and stairwell are also updated. Flooring is porcelain wood grain tile. Unit has stack washer / dryer on ground floor, city view balcony off primary bedroom, 2 spaces in carport, and a storage locker. 6 unit complex. Refrigerator does not convey, all other appliances in unit stay. Unit has the first 2 parking spaces next to the entry gate in the 3rd Avenue carport area. Each unit has a $7500 special assessment for balcony repairs / replacement. Additional assessment pending final bids on balcony work for each unit. This may limit or impact Buyer's ability to obtain financing at this time.

Getting Around

94
WalkingWalker's Paradise
62
TransitGood Transit
48
BikeSomewhat Bikeable

Schools

4/10
6/10
San Diego High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Composition
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Range/Oven,Gas Water Heater
  • Laundry features: Other/Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Forced Air,Electric

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Property

Details

  • Parcel number: 5331731301

Features

  • Levels: 2 Story
  • Stories: 2
  • Pool features: N/K
  • Patio & porch: Balcony,Patio,Slab
  • Spa features: N/K
  • Fencing: Partial
  • Has view: Yes
  • View description: City,Evening Lights

Lot

  • Lot size: 9,595 sqft

Parking

  • Total spaces: 2
  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$88$1,056
Property Taxes $620$7,440
Electricity $398$4,786
Total$4,033$48,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,274/yr
40% on housing$120,990/yr
45% on housing$107,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$627This listing

vs Other Active Listings

Avg $/sqft

ZIP 92101$475
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92101$846
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$579,000
2026-04-22Listing removed$579,000
2025-10-21Listed for sale$579,000
2025-10-14Listing removed$579,000
2025-09-19Listed for sale$579,000
2025-08-15Pending sale$579,000
2025-06-26Price change$579,000
2025-03-01Listed for sale$599,000
2024-10-03Listing removed$599,000
2023-05-22Pending sale$599,000
2023-03-14Listed for sale$599,000

For Sale by Agent

AgentEdward J Mracek
BrokeragePacific Sotheby's Int'l Realty

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