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2683-85 C St, San Diego, CA, 92102

4beds
5baths
2,415sqft
$1,850,000
$766price/sqft
$12,142/moest. monthly cost
$485,680/yrincome needed

About This Home

Some portfolios take years to build. This 4-unit property is ready on day one. In the heart of Golden Hill, just minutes from downtown, Balboa Park, and the airport, this 1940s historic Craftsman 3-unit property plus a tiny house is set up and staged for short-term rental from the moment you take ownership. Four professionally designed units, fully furnished down to the linens, kitchenware, and every guest-ready detail. The infrastructure is already in place. Unit mix consists of one 2-bed/2-bath unit, two 1-bed/1-bath units, and a tiny house studio/1 bath. Each unit reflects intentional design and a genuine investment in the asset. Curated kitchens, cohesive decor, quality finishes, and a historic Craftsman character that guests simply cannot find in a hotel or a condo. Golden Hill is exactly the kind of walkable, personality-rich neighborhood that short-term rental guests seek out and return to. Recent capital improvements include a newer roof, dual-pane windows, and solar (PPA). Three units are individually metered, three include in-unit stackable washer/dryers, and off-street parking accommodates five to six vehicles, a rare operational advantage in this part of the city. Three units are located in the main house. The tiny house studio unit is a separate structure in the back of the property and is non-conforming. Beyond short-term rental, this property supports a range of investment strategies. Mid-term rentals catering to traveling nurses and corporate professionals. Multigenerational families will find flexibility in distinct living spaces under one roof. House hackers can live in one unit and let the remaining three offset or eliminate their mortgage entirely. The layouts and the setup support whichever direction makes the most sense for your goals. Few acquisitions come this ready. The design work, the furnishings, the setup, it is already done. This property is being sold as a short sale and is subject to lender approval.

Getting Around

85
WalkingVery Walkable
45
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

3/10
Golden Hill K-8Grades K-80.7 mi
6/10
San Diego High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1941

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooking,Gas Oven,Gas Range,Microwave,Refrigerator,Range Hood
  • Laundry features: Inside,Laundry Closet,Laundry Room,Stacked

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5

Features

  • Window features: Bay Window(s),Double Pane Windows
  • Flooring: Tile,Wood
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,415
  • Total interior livable area: 2,415 sqft

Property

Details

  • Parcel number: 5343021300
  • Attached to another structure: Yes
  • Zoning: R-4
  • Special condition: Probate Listing,Short Sale

Features

  • Entry location: Front and Back
  • Pool features: None
  • Has view: Yes
  • View description: City Lights,Neighborhood

Lot

  • Lot size: 5,001 sqft
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 5
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,354$112,248
Home Insurance *$287$3,444
Property Taxes $1,984$23,808
Electricity $517$6,214
Total$12,142$145,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$416,297/yr
40% on housing$364,260/yr
45% on housing$323,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$766This listing

vs Other Active Listings

Avg $/sqft

ZIP 92102$500
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92102$792
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$1,850,000
2026-06-07Listing removed$1,850,000
2026-05-28Listed for sale$1,850,000
2022-04-13Sold$2,120,000
2016-08-11Sold$899,000
2005-03-04Sold$590,000

For Sale by Agent

AgentKate Goodwin
BrokerageeXp Realty of Southern CA

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