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278 C Ave, Coronado, CA, 92118

1beds
1baths
512sqft
$899,000
$1,756price/sqft
$5,526/moest. monthly cost
$221,040/yrincome needed

About This Home

Rare opportunity to own a detached cottage in the heart of Coronado Village — and rarer still, priced under $1,000,000. Tucked away on the bayside, this charming one-bedroom, one-bath retreat offers the freedom of detached living without the shared walls of a condo. Enjoy morning walks along the bay, easy access to the Village's boutiques, restaurants, and beaches, and the timeless character that makes Coronado one of Southern California's most sought-after enclaves. Whether you're seeking a full-time residence, a weekend getaway, or a smart foothold in an exclusive market, opportunities like this simply don't come along often. Own a piece of the Village before it's gone.

Getting Around

87
WalkingVery Walkable
41
TransitSome Transit
95
BikeBiker's Paradise

Schools

8/10
7/10
Coronado Middle SchoolGrades 6-80.4 mi
10/10
Coronado High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range/Oven,Refrigerator,Gas Oven,Gas Range
  • Laundry features: None Known

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Other/Remarks
  • Cooling features: N/K

Interior Area

  • Total structure area: 512
  • Total interior livable area: 512 sqft

Property

Details

  • Parcel number: 5361611700
  • Special condition: Call Agent

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Patio & porch: Patio Open
  • Spa features: N/K
  • Fencing: Full,Gate
  • Has view: Yes
  • View description: N/K

Parking

  • Parking features: None Known

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$82$984
Property Taxes $501$6,012
Electricity $398$4,786
Total$5,526$66,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,462/yr
40% on housing$165,780/yr
45% on housing$147,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,756This listing

vs Other Active Listings

Avg $/sqft

ZIP 92118$1,420
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92118$1,430
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$899,000
2026-07-21Listed for sale$899,000
2024-10-03Listing removed$2,400
2024-09-24Price change$2,400
2024-08-21Listed for rent$2,495
2024-07-04Listing removed--
2024-06-13Listed for rent$2,495
2018-03-06Listing removed$1,850
2018-02-28Listed for rent$1,850
2015-12-23Sold$1,640,000

Pre-Foreclosure - For Sale by Agent

AgentDino Morabito
BrokerageBetterHomes&Gardens-Napolitano

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