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640 Coronado Ave, Coronado, CA, 92118

5beds
5baths
4,710sqft
$5,950,000
$1,263price/sqft
$36,936/moest. monthly cost
$1,477,440/yrincome needed

About This Home

Nestled within the highly sought-after Country Club Estates, this exceptional residence presents a rare opportunity to own a beautifully updated home spanning over 4,700 square feet. Extensively renovated in 2016, the property showcases thoughtful design, quality craftsmanship, and a seamless blend of comfort and sophistication. Flooded with natural light, the expansive floor plan offers remarkable flexibility for both everyday living and entertaining. The home features five spacious bedrooms plus an optional sixth, along with five full bathrooms, providing ample space for a variety of lifestyles. A desirable downstairs bedroom with direct outdoor access adds convenience for guests or multigenerational living. The heart of the home is a stunning, fully renovated interior highlighted by high-end appliances, designer tilework, and refined finishes throughout. Generous storage options are thoughtfully integrated across the home, complementing the oversized two-car garage, featuring 220 Volt wiring for car charging. Outdoor living is equally inviting, with a private, gated patio ideal for entertaining or relaxing in peace. Enjoy the added luxury of a jacuzzi, perfect for unwinding after a long day. Additional enhancements such as owned solar and upgraded insulation contribute to both efficiency and long-term value. Beautifully maintained and move-in ready, this home offers an exceptional combination of size, quality, and location—an outstanding opportunity in one of the area’s most desirable neighborhoods.

Getting Around

42
WalkingCar-Dependent
27
TransitSome Transit
60
BikeBikeable

Schools

8/10
7/10
Coronado Middle SchoolGrades 6-80.6 mi
10/10
Coronado High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Pool/Spa/Equipment,Range/Oven,Refrigerator,Solar Panels,Washer,Double Oven,Tankless Water Heater
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Number of fireplaces: 2
  • Fireplace features: FP in Family Room,FP in Living Room

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 4,710
  • Total interior livable area: 4,710 sqft

Property

Details

  • Parcel number: 5364111600

Features

  • Levels: 2 Story
  • Pool features: N/K
  • Fencing: Partial

Parking

  • Total spaces: 5
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Tsunami
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $30,086$361,032
Home Insurance *$548$6,576
Property Taxes $5,293$63,516
Electricity $1,009$12,119
Total$36,936$443,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,266,377/yr
40% on housing$1,108,080/yr
45% on housing$984,960/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,263This listing

vs Other Active Listings

Avg $/sqft

ZIP 92118$1,410
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92118$1,430
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$6,375,000
2017-02-02Sold$3,399,000
2016-10-13Listed for sale$3,499,000
2016-08-28Listing removed$3,499,000
2015-10-13Sold$2,051,000
2015-06-03Listed for sale$2,490,000
2015-04-07Listing removed$2,595,000
2015-01-22Listed for sale$2,595,000
2004-06-28Sold$1,850,000

For Sale by Agent

AgentMolly Haines McKay
BrokerageBerkshire Hathaway HomeServices California Properties

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