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1641 31st St, San Diego, CA, 92102

3beds
2baths
1,462sqft
$950,000
$650price/sqft
$6,416/moest. monthly cost
$256,640/yrincome needed

About This Home

Unbeatable value for a single-family home in a prime South Park location. Offering true “lock-and-leave” convenience, this move-in-ready residence provides generous square footage and a large outdoor deck with canyon views. An attached two-car garage with an epoxy finish and side-by-side laundry offers ample storage and space for a larger SUV or truck with a 220a EV capable charging outlet. A leased SunRun solar system helps maintain consistent, predictable energy costs. Ideally situated in the heart of Historic South Park, the home delivers a quality of life that’s hard to match at this price point. Local favorites like Buona Forchetta and Kindred, along with Balboa Park Golf Course and Grape Street Dog Park, are just a few blocks away. As the only detached home under $1M in the area, this is a rare opportunity that won’t last!

Getting Around

83
WalkingVery Walkable
35
TransitSome Transit
69
BikeBikeable

Schools

3/10
Golden Hill K-8Grades K-80.4 mi
6/10
San Diego High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1981

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • All Bedrooms Up
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,462 sqft

Property

Details

  • Parcel number: 5393051000
  • Zoning: R-2
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 2,738 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$147$1,764
Property Taxes $1,068$12,816
Electricity $398$4,786
Total$6,416$76,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,977/yr
40% on housing$192,480/yr
45% on housing$171,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$650This listing

vs Other Active Listings

Avg $/sqft

ZIP 92102$504
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92102$792
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$999,000
2023-10-07Listing removed--
2023-10-05Listed for rent$3,995
2023-10-05Listing removed--
2023-09-25Price change$3,995
2023-09-08Price change$4,195
2023-08-25Price change$4,345
2023-07-30Listed for rent$4,495
2016-06-16Sold$565,000
2015-12-02Listing removed$569,752
2015-09-26Price change$569,752
2015-08-18Price change$575,000
2015-07-11Listed for sale$589,900
2015-04-02Listing removed$589,900
2015-03-31Price change$589,900
2015-03-23Price change$600,000
2015-02-04Price change$595,000
2015-01-11Price change$605,000
2015-01-09Listed for sale$625,000
2013-11-19Sold$410,000
2013-10-04Price change$409,900
2013-08-11Price change$414,900
2013-07-07Listed for sale$429,000

For Sale by Agent

AgentJames Nelson
BrokerageColdwell Banker West

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