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49 Crooked Pine Rd, Port Orange, FL, 32128

2beds
2baths
1,295sqft
$249,000
$192price/sqft
$1,960/moest. monthly cost
$78,400/yrincome needed

About This Home

Located in the highly desirable and active Summertrees 55+ community, this lovingly maintained lakefront home offers comfort and peaceful everyday living, and is now available as the seller is relocating out of state to be closer to grandchildren. Step into your backyard and enjoy the quiet beauty of the pond--perfect for morning coffee, evening sunsets, and unwinding--with the added peace of mind that the home stayed high and dry with no flooding during recent hurricanes. Natural light fills the home, creating a bright and welcoming atmosphere, while the screened-in patio allows year-round enjoyment of tranquil water views. One of the standout features of this location is that the community walking trails, clubhouse, and tennis courts are all within easy walking distance right from the backyard. Summertrees residents enjoy wonderful amenities including a heated pool, clubhouse, basketball court, scenic walking paths, and RV/boat storage. The HOA provides added ease by covering lawn care, termite bond, cable, and exterior painting, supporting true low-maintenance living. Ideally located just minutes from beaches, shopping, dining, entertainment, and major roadways, this move-in-ready home offers an ideal blend of comfort, convenience, and lifestyle. Bonus Opportunity: The adjacent unit is also available for purchase, offering a rare chance for multi-generational living, extended family convenience, or desirable side-by-side ownership. Home updates include a 2023 roof and new flooring! *ASSUMABLE MORTGAGE LOW INTEREST RATE IN THE TWOS*

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

9/10
8/10
Creekside Middle SchoolGrades 6-82.3 mi
6/10
Spruce Creek High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,ENERGY STAR Qualified Water Heater,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Dryer,Electric Oven,Disposal,Dishwasher
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedroom1

  • Level: Main
  • Area: 210
  • Dimensions: 14.00 x 15.00

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 11.00 x 13.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 160
  • Dimensions: 10.00 x 16.00

Features

  • Ceiling Fan(s),Primary Bathroom - Shower No Tub
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,130
  • Total interior livable area: 1,295 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 10.00 x 13.00

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 14.00 x 16.00

Property

Accessibility

  • Accessibility features: Accessible Common Area,Accessible Full Bath

Details

  • Parcel number: 631903000240
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Tennis Court(s)
  • Has view: Yes
  • View description: Pond,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Pond,Water
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 2,613 sqft
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$195$2,340
Property Taxes $309$3,708
Electricity $197$2,366
Total$1,960$23,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,200/yr
40% on housing$58,800/yr
45% on housing$52,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 32128$218
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32128$209
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Price change$258,000
2026-02-27Listed for sale$265,000
2025-10-23Listing removed$262,000
2025-08-14Price change$262,000
2025-07-11Price change$266,000
2025-03-03Listed for sale$269,500
2024-11-13Listing removed$277,000
2024-09-05Price change$277,000
2024-07-13Listed for sale$279,000
2017-06-20Sold$145,000
2015-05-22Sold$99,900
1994-09-07Sold$72,500

For Sale by Agent

AgentSvetlana Hardwick
BrokerageLPT Realty, LLC

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