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3023 E 10th St, National City, CA, 91950

4beds
4baths
0sqft
$1,199,000
--price/sqft
$7,948/moest. monthly cost
$317,920/yrincome needed

About This Home

We are pleased to present 3023 E 10th Street, a 3-unit property situated in the heart of National City. This property is comprised of one (1) studio unit, one (1) one-bedroom / one-bathroom unit, and one (1) three-bedroom / two-bathroom unit. 3019-23 E 10th Street has undergone significant remodeling and redesign recently featuring in-unit washer and dryers for each unit, custom cabinetry, quartz countertops, and stainless-steel appliances. Tenants pay all utilities at the property and energy efficient dual pane windows and a solar system have been added. National City is one of San Diego’s fastest-growing and most supply-constrained rental markets, fueled by its strategic location near major job centers including Downtown San Diego, the Naval Base, and the South Bay Industrial Corridor. The area continues to see rising rental rates and low vacancy due to ongoing infrastructure investment and strong demand from working professionals and families. Investors benefit from a favorable regulatory environment, access to public transit, and proximity to schools, parks, and essential retail services.

Getting Around

80
WalkingVery Walkable
41
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

8/10
Ira Harbison SchoolGrades K-60.2 mi
6/10
5/10
Sweetwater High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Other/Remarks
  • Construction materials: Other/Remarks

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Cooling

  • Cooling features: Other/Remarks

Interior Area

  • Total structure area: 1,871

Property

Details

  • Parcel number: 5580501100
  • Special condition: Other/Remarks

Features

  • Levels: 1 Story
  • Fencing: Other/Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$211$2,532
Property Taxes $1,277$15,324
Electricity $398$4,786
Total$7,948$95,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$272,502/yr
40% on housing$238,440/yr
45% on housing$211,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 91950$440
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91950$541
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$1,199,000
2025-12-09Listing removed$3,750
2025-11-24Price change$3,750
2025-11-06Listed for rent$4,000
2022-06-13Sold$786,000
2022-05-20Pending sale$769,000
2022-05-07Listed for sale$769,000
2022-03-02Sold$600,000
2022-02-08Pending sale$660,000
2022-01-30Contingent$660,000
2022-01-20Pending sale$650,000
2022-01-19Contingent$650,000
2022-01-17Pending sale$650,000
2021-12-15Listed for sale$650,000

For Sale by Agent

AgentAustin Huffman
BrokerageMarcus & Millichap

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