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2959 Ridgeway Dr, National City, CA, 91950

3beds
2baths
806sqft
$749,000
$929price/sqft
$5,122/moest. monthly cost
$204,880/yrincome needed

About This Home

Fully remodeled home in National City featuring a newly added full bathroom and tasteful upgrades throughout. Situated on a large, usable lot offering endless possibilities for expansion, ADU potential, or outdoor entertaining. Move-in ready with modern finishes and strong functionality.

Getting Around

42
WalkingCar-Dependent
30
TransitSome Transit
9
BikeSomewhat Bikeable

Schools

5/10
Lincoln Acres SchoolGrades K-60.5 mi
6/10
5/10
Sweetwater High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1931

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 806
  • Total interior livable area: 806 sqft

Property

Details

  • Parcel number: 5640641100
  • Zoning: Rs-1
  • Zoning description: Rs-1
  • Special condition: Call Agent

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Fencing: Full,Gate

Lot

  • Lot size: 7,941 sqft

Parking

  • Total spaces: 2
  • Parking features: None Known

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$132$1,584
Property Taxes $805$9,660
Electricity $398$4,786
Total$5,122$61,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,611/yr
40% on housing$153,660/yr
45% on housing$136,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$929This listing

vs Other Active Listings

Avg $/sqft

ZIP 91950$447
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91950$541
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$759,000
2026-02-20Listed for sale$770,000
2026-01-25Listing removed$3,350
2025-11-19Price change$3,350
2025-11-05Price change$3,395
2025-11-03Price change$3,495
2025-10-23Price change$3,595
2025-10-15Price change$3,695
2025-10-13Price change$3,850
2025-10-06Price change$3,995
2025-09-30Listed for rent$4,295
2025-07-17Listing removed$789,000
2025-06-23Listed for sale$789,000
2024-04-10Sold$525,000
2024-03-22Pending sale$549,999
2024-01-26Listed for sale$549,999

For Sale by Agent

AgentHumberto Perez
BrokeragePremier Agency Real Estate Inc.

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