See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

343 Twin Oaks Ave, Chula Vista, CA, 91910

2beds
1baths
628sqft
$749,999
$1,194price/sqft
$5,089/moest. monthly cost
$203,560/yrincome needed

About This Home

BUY THIS HOME, I'LL BUY YOURS! Seller will consider concessions up to 4% AND a 2/1 rate buydown, reducing the buyer's interest rate by 2% for the first year of their loan and 1% the second year. Exceptional Investment & Development Opportunity! Recently remodeled 2-bedroom, 1-bath home on a massive corner lot with desirable R-3 zoning. The home features newer dual-pane windows and is move-in or rental ready while you plan future development. Included are City-approved plans for a new 3-bedroom, 2-bath residence, allowing the next owner to save valuable time in the development process. The expansive R-3 lot offers excellent potential for additional residential development, including the possibility of apartments or a multigenerational living compound. Buyers are encouraged to verify all zoning, density, and development opportunities with the City of Chula Vista. Ideally located just 2.1 miles from the Gaylord Pacific Resort & Convention Center and 2.1 miles from the restaurants, shops, and entertainment of Downtown Chula Vista's Third Avenue, this property is positioned in one of the area's fastest-growing corridors. A rare opportunity for investors, developers, or owner-occupants looking to maximize the potential of a prime Chula Vista property.

Getting Around

87
WalkingVery Walkable
45
TransitSome Transit
65
BikeBikeable

Schools

4/10
3/10
Hilltop Middle SchoolGrades 7-81.2 mi
6/10

Construction

Condition

  • Year built: 1952

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Tile
  • Finished area above ground: 628

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 628
  • Total interior livable area: 628 sqft

Property

Details

  • Parcel number: 5683321600
  • Lease amount: 0

Features

  • Stories: 1

Lot

  • Lot size: 7,592 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$144$1,728
Property Taxes $755$9,060
Electricity $398$4,786
Total$5,089$61,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,480/yr
40% on housing$152,670/yr
45% on housing$135,706/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,194This listing

vs Other Active Listings

Avg $/sqft

ZIP 91910$421
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91910$529
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$749,999
2023-11-05Listing removed--
2023-10-31Listed for rent$2,800
2023-10-13Sold$715,000
2023-09-14Pending sale$649,000
2023-09-08Listed for sale$649,000
2021-07-07Sold$450,000
2014-06-22Listing removed$1,500
2014-06-07Listed for rent$1,500

For Sale by Agent

AgentJim Bottrell
BrokerageeXp of Greater Los Angeles, Inc

Similar Homes