618-20 Whitney St, Chula Vista, CA, 91910
About This Home
Great investment opportunity in the heart of West Chula Vista! This well-located duplex offers strong rental potential and long-term upside in one of the city’s most rapidly improving neighborhoods. Each unit provides comfortable living spaces, making it ideal for owner-occupants looking to offset their mortgage or investors seeking steady rental income. The property sits on a spacious lot with convenient access and room for future possibilities. The location is a standout feature. Enjoy easy access to the H Street Trolley Station, shopping, restaurants, and everyday conveniences at the H Street Mall area. Commuters will appreciate the quick connections to I-5 and I-805, making travel to Downtown San Diego, Naval bases, and surrounding employment hubs simple. Even more exciting, the property is near the new Gaylord Pacific Resort & Convention Center, a massive waterfront development expected to bring thousands of jobs, tourism, and economic growth to Chula Vista’s bayfront. This proximity adds significant long-term investment appeal as the area continues to develop. Whether you're looking to expand your portfolio, or invest in a growing coastal community, this duplex offers location, potential, and opportunity.
Getting Around
Very Walkable
Good Transit
BikeableSchools
Construction
Condition
- Year built: 1953
Materials
- Roof: Other/Remarks
- Construction materials: Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Wall/Window
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 5710802400
Features
- Levels: 1 Story
- Fencing: Partial
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $939 | $11,268 |
| Electricity | $398 | $4,786 |
| Total | $6,323 | $75,876 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-16 | Listed for sale | $950,000 |
| 2004-12-13 | Sold | $546,000 |
| 1997-01-14 | Sold | $140,000 |
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