281 Ancona Ave, Debary, FL, 32713
About This Home
Short Sale. ***SHORT SALE***SHORTSALE****SHORT SALE*** Bank Approved Price!! Can close quickly!! Welcome to luxury living in the highly sought-after gated community of Riviera Bella in DeBary! This stunning 4-bedroom, 3.5-bath home offers an impressive 3,430 sq ft of thoughtfully designed space, perfectly positioned on an oversized cul-de-sac lot with a fully fenced backyard and no rear neighbors—providing both privacy and peace. Step outside and unwind in your beautifully paved patio area, complete with a cozy fire pit—ideal for entertaining or relaxing under the stars. Inside, the home showcases modern elegance with 5.5-inch baseboards, crown molding, upgraded light fixtures, and integrated smart home technology. The flexible floor plan features a spacious bonus room on the first floor and a loft on the second, offering endless possibilities for additional bedrooms, a home office, media room, or play space tailored to your lifestyle. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, quartz countertops, a large island, stainless steel appliances, a porcelain farmhouse sink, and a generous walk-in pantry—perfect for both everyday living and hosting guests. Enjoy energy efficiency and long-term savings with natural gas appliances (water heater, stove, and dryer), superior insulation, and solar panels that keep electric bills low—plus, the solar panels are transferable to the new owner! For added peace of mind, the home is also pre-wired for a generator, ensuring key systems remain powered during storms. Riviera Bella offers resort-style amenities, including a private boat ramp with direct access to the St. Johns River—perfect for boating, fishing, and kayaking. Residents also enjoy a community pool, fitness center, and playground. Conveniently located just 33 minutes from downtown Orlando and 45 minutes to Florida’s beautiful beaches, with easy access to I-4, 417, U.S. Highway 17/92 and nearby shopping and dining. This home truly combines luxury, comfort, and lifestyle—don’t miss your opportunity to make it yours! Come see it today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2018
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Door features: Sliding Doors
- Window features: Window Treatments
- Flooring: Ceramic Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 5,074
- Total interior livable area: 3,430 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 31183012002700
- Zoning: RES
- Special condition: Short Sale
Features
- Levels: Two
- Stories: 2
- Exterior features: Balcony,Irrigation System,Rain Gutters
Lot
- Lot size: 9,063 sqft
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Volusia County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,376 | $28,512 |
| Home Insurance * | $267 | $3,204 |
| Property Taxes | $442 | $5,304 |
| Electricity | $345 | $4,142 |
| Total | $3,430 | $41,160 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $499,900 |
| 2026-04-10 | Price change | $509,900 |
| 2026-03-29 | Price change | $519,900 |
| 2026-03-03 | Pending sale | $302,188 |
| 2025-11-25 | Price change | $544,900 |
| 2025-11-02 | Price change | $549,900 |
| 2025-10-27 | Price change | $554,900 |
| 2025-10-22 | Price change | $559,900 |
| 2025-10-17 | Price change | $564,900 |
| 2025-10-10 | Price change | $569,900 |
| 2025-10-01 | Price change | $579,900 |
| 2025-03-18 | Pending sale | $303,000 |
| 2025-03-18 | Price change | $303,000 |
| 2025-03-17 | Pending sale | $95,363 |
| 2025-02-27 | Listed for sale | $700,000 |
| 2024-07-11 | Listing removed | $645,000 |
| 2024-03-11 | Listed for sale | $645,000 |
| 2022-06-29 | Sold | $630,000 |
| 2022-05-27 | Pending sale | $654,999 |
| 2022-05-27 | Price change | $654,999 |
| 2022-05-12 | Pending sale | $634,999 |
| 2022-05-11 | Price change | $634,999 |
| 2022-04-28 | Listed for sale | $649,999 |
| 2022-04-22 | Pending sale | $649,999 |
| 2022-04-14 | Listed for sale | $649,999 |
| 2020-10-05 | Sold | $405,000 |
| 2018-03-14 | Sold | $384,800 |
View on Zillow