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687 Arthur Ave, Chula Vista, CA, 91910

5beds
4baths
1,995sqft
$1,149,900
$576price/sqft
$7,606/moest. monthly cost
$304,240/yrincome needed

About This Home

Designed for both lifestyle & investment, this fully renovated property offers flexibility for multigenerational living or rental income. Live in the main home while generating revenue from the ADU & accessory unit. The main home features 3 bedrooms and 2 bathrooms with a modern open concept layout, highlighted by a vaulted kitchen ceiling & stainless steel appliances. Property also includes a detached studio ADU with a full kitchen, along with an additional studio-style accessory unit featuring its own full bathroom and private courtyard. With dual driveways and separate access points for each additional living space, the layout provides both versatility & privacy. Huge backyard ideal for entertaining, pets & outdoor living. Great location near schools w/ easy freeway access. Opportunities like this don’t come around often! Designed for both lifestyle & investment, this fully renovated property offers flexibility for multigenerational living or rental income. Live in the main home while generating revenue from the ADU & accessory unit. The main home features 3 bedrooms and 2 bathrooms with a modern open concept layout, highlighted by a vaulted kitchen ceiling & stainless steel appliances. Property also includes a detached studio ADU with a full kitchen, along with an additional studio-style accessory unit featuring its own full bathroom and private courtyard. With dual driveways and separate access points for each additional living space, the layout provides both versatility & privacy. Huge backyard ideal for entertaining, pets & outdoor living. Great location near schools w/ easy freeway access. Opportunities like this don’t come around often!

Getting Around

45
WalkingCar-Dependent
33
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

3/10
Hilltop Middle SchoolGrades 7-81.3 mi
6/10

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Composition
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Shed(s),Solar Panels,Gas Range
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Number of fireplaces: 1
  • Fireplace features: N/K

Heating & Cooling

  • Heating features: Wall/Gravity
  • Cooling features: N/K

Interior Area

  • Total structure area: 1,995
  • Total interior livable area: 1,995 sqft

Property

Details

  • Parcel number: 5742620900
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Fencing: Partial

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 5
  • Parking features: None Known

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,814$69,768
Home Insurance *$221$2,652
Property Taxes $1,144$13,728
Electricity $427$5,133
Total$7,606$91,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,777/yr
40% on housing$228,180/yr
45% on housing$202,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$576This listing

vs Other Active Listings

Avg $/sqft

ZIP 91910$418
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91910$529
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$1,199,000
2024-10-14Listing removed$4,500
2024-06-08Listing removed--
2024-05-21Listed for rent$4,500
2024-05-20Sold$1,150,000
2024-04-24Pending sale$1,150,000
2024-04-10Price change$1,150,000
2024-03-28Pending sale$1,175,000
2024-03-19Listed for sale$1,175,000
2024-02-18Listing removed--
2024-02-07Price change$1,600
2024-01-30Listed for rent$1,500
2023-12-16Listing removed--
2023-11-12Price change$1,800
2023-11-11Price change$1,950
2023-11-09Price change$2,000
2023-10-01Listed for rent$2,200
2023-07-13Listing removed--
2023-06-18Listed for rent$2,200
2023-05-26Listing removed--
2023-05-11Price change$1,700
2023-04-26Listed for rent$1,800
2022-02-01Sold$660,000
2021-12-04Pending sale$659,900
2021-11-23Listed for sale$659,900
1996-04-01Sold$158,000

For Sale by Agent

AgentMiguel A Molina
BrokerageHomeSmart Realty West

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