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1138 Purdy St, Spring Valley, CA, 91977

3beds
2baths
1,080sqft
$746,000
$691price/sqft
$5,134/moest. monthly cost
$205,360/yrincome needed

About This Home

This Home is Open and Bright floor plan, 3 bedrooms & 2 complete bathrooms. Tile throughout the living room, kitchen, hallway & bathrooms. Stainless steel appliances. Avocado & fig tree in the front yard and Pomegranate, orange tree in the back with dragon fruit & passion fruit. Freeway near by with shopping center and plenty of eateries to enjoy. This is a Must See Home. Solar to be paid at COE.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Asphalt
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Garage Door Opener,Microwave,Refrigerator,Shed(s),Solar Panels,6 Burner Stove,Convection Oven,Gas Oven,Gas Stove,Ice Maker,Gas Range,Counter Top,Gas Cooking
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: N/K
  • Cooling features: N/K

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Property

Details

  • Parcel number: 5775901700

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Fencing: Wood

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,772$45,264
Home Insurance *$152$1,824
Property Taxes $812$9,744
Electricity $398$4,786
Total$5,134$61,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,022/yr
40% on housing$154,020/yr
45% on housing$136,906/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$691This listing

vs Other Active Listings

Avg $/sqft

ZIP 91977$367
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91977$482
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$746,000
2026-08-12Listing removed$746,000
2026-06-24Price change$746,000
2026-06-12Listed for sale$730,000
2019-09-18Sold$485,000
2019-08-23Listed for sale$479,900

For Sale by Agent

AgentCynthia Santos
BrokerageCentury 21 Affiliated

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