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1539 San Miguel Ave, Spring Valley, CA, 91977

3beds
2baths
2,065sqft
$900,000
$436price/sqft
$6,130/moest. monthly cost
$245,200/yrincome needed

About This Home

Perched high above Sweetwater Reservoir in the coveted Dictionary Hill neighborhood, this one-of-a-kind architectural retreat offers the rare feeling of living in your own private treehouse—where sweeping panoramic views stretch from the reservoir to the Pacific Ocean, and a cool ocean breeze flows year-round. Designed to impress, the dramatic living room showcases soaring 25-foot exposed beam ceilings, expansive two-story windows that flood the space with natural light, a stunning stone fireplace, and a private balcony perfectly positioned to capture the surrounding scenery. The renovated kitchen blends luxury with functionality, featuring sleek quartz countertops, soft-close cabinetry and pull-out drawers, an oversized center island with abundant storage and recessed lighting. High-end appliances include a Sub-Zero refrigerator, Viking wine fridge, Viking beverage fridge, and a newer Viking dishwasher - ideal for both everyday living and entertaining. The top floor is dedicated to an exceptional primary suite retreat, offering unmatched privacy and breathtaking views. Enjoy your 2 separate, private decks, skylights, custom California Closet system, and motorized shades—creating a serene escape above it all. Two additional spacious bedrooms on the main level each feature direct access to private decks, extending indoor-outdoor living throughout the home. See Supplement section for additional insight! Thoughtful upgrades elevate every corner, including fresh interior paint, modern lighting and hardware, ceiling fans throughout, custom solar shades, new stair railings, upgraded electrical for seamless TV mounting, and a striking Precision garage door. Additional enhancements include a whole-house PureAgain water filtration and alkaline system, Blink and Ring security system, new skylight, and drought-tolerant refreshed landscaping. Energy efficiency meets sustainability with 16 fully paid solar panels, keeping utility costs low while maximizing comfort. A rare opportunity to own a truly distinctive home that combines bold architectural design, modern luxury, and an unbeatable indoor-outdoor lifestyle—all just minutes from San Diego amenities. Move-in ready and eligible for FHA and VA financing. Come live the dream!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Garage Door Opener,Microwave,Solar Panels,Water Filtration,Electric Range,Range/Stove Hood,Counter Top,Electric Cooking,Gas Water Heater
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Linoleum/Vinyl
  • Number of fireplaces: 1
  • Fireplace features: FP in Family Room
  • Common walls with other units/homes: Detached

Heating & Cooling

  • Heating features: Fireplace,Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 2,065
  • Total interior livable area: 2,065 sqft

Property

Details

  • Parcel number: 5793771000
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 3 Story
  • Stories: 3
  • Pool features: N/K
  • Patio & porch: Balcony,Deck,Wood
  • Spa features: N/K
  • Fencing: N/K
  • Has view: Yes
  • View description: Evening Lights,Mountains/Hills,Ocean,Panoramic
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 6
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$183$2,196
Property Taxes $955$11,460
Electricity $442$5,313
Total$6,130$73,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,171/yr
40% on housing$183,900/yr
45% on housing$163,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$436This listing

vs Other Active Listings

Avg $/sqft

ZIP 91977$366
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91977$482
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$1,100,000
2026-03-28Listed for sale$1,150,000
2023-02-01Sold$753,000
2023-01-19Pending sale$753,000
2022-12-26Contingent$750,000
2022-12-19Price change$750,000
2022-11-21Price change$760,000
2022-11-01Listed for sale$775,000
2022-07-21Sold$15,000
2022-06-29Price change$649,000
2022-06-21Listed for sale$689,000
2015-06-12Sold$400,000
2015-03-04Pending sale$459,000
2015-02-26Price change$459,000
2015-01-30Price change$479,900
2015-01-09Listed for sale$529,900
2010-08-31Sold$275,000
2010-04-06Price change$279,000
2010-02-14Listed for sale$299,000

For Sale by Agent

AgentChad Basinger
BrokerageeXp Realty of Southern California, Inc.

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