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1405 Cuyamaca Ave, Spring Valley, CA, 91977

5beds
3baths
2,566sqft
$1,036,000
$404price/sqft
$7,118/moest. monthly cost
$284,720/yrincome needed

About This Home

Looking for a beautiful home with an ADU on a large, usable lot & incredible views? This is the one you've been waiting for! This well-maintained 3BR/2BA/1,813sqft single-level home features an updated kit & bathrooms, along w/ stunning views from the main living area & primary BR. PLUS, a separate 2BR/1BA/750 sqft ADU, complete with its own entrance and dedicated parking space-perfect for extended family, guests, or potential rental income. The main house offers a bright and inviting layout with skylights in the main living space, central HVAC & mature landscaping that enhances the property’s charm & privacy. Enjoy outdoor living on the spacious back patio where you can relax and take in the scenic views. Situated on a desirable corner lot, the property provides both space and flexibility. Properties with this combination of views, ADU, single-level living, and a large usable lot are rare. This is truly a must-see opportunity.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Tile/Clay
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Stove,Gas Water Heater
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 2,566
  • Total interior livable area: 2,566 sqft

Property

Details

  • Parcel number: 5793990100
  • Zoning: R1
  • Zoning description: R1

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Patio & porch: Balcony,Covered,Porch - Front,Porch - Rear
  • Fencing: Full,Gate,Stucco Wall
  • Has view: Yes
  • View description: Evening Lights,Mountains/Hills,Neighborhood

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,238$62,856
Home Insurance *$211$2,532
Property Taxes $1,119$13,428
Electricity $550$6,602
Total$7,118$85,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$244,045/yr
40% on housing$213,540/yr
45% on housing$189,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$404This listing

vs Other Active Listings

Avg $/sqft

ZIP 91977$367
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91977$482
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$1,059,000
2026-04-16Pending sale$1,059,000
2026-03-17Listed for sale$1,059,000
2003-11-06Sold$400,000
2000-04-19Sold$245,000

For Sale by Agent

AgentKathy Christmas
BrokerageGem Real Estate

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