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454 Acero Pl, Chula Vista, CA, 91910

5beds
3baths
3,412sqft
$2,199,900
$645price/sqft
$14,424/moest. monthly cost
$576,960/yrincome needed

About This Home

THE BEST LOT AND THE BEST VIEW PROPERTY IN RANCHO DEL REY! Set at the end of a quiet cul-de-sac, this exceptional residence offers a rare opportunity to own a truly one-of-a-kind home on an expansive 12,942 sq ft lot. Showcasing sweeping ocean, bay, Point Loma, Coronado and city views with complete privacy - no neighbors behind - the property features an impressive, flat, and fully usable yard - ideal for an ADU, pool, play structure, private recreation field or any combination thereof. Inside, the home welcomes you with a dramatic double-door entry, soaring vaulted ceilings, and a striking custom wrought iron staircase. Thoughtfully designed, this highly sought-after floor plan offers both elegance and functionality, including a convenient downstairs bedroom or office with a full bath - perfect for guests or multi-generational living. The formal living and dining rooms are beautifully appointed, creating refined yet inviting spaces for entertaining. At the heart of the home, the kitchen shines with crisp white cabinetry, beautiful countertops, a generous walk-in pantry and a spacious eat-in nook that captures natural light all day long. Three fireplaces add warmth and ambiance, while the generously sized secondary bedrooms provide comfort and flexibility. The primary suite is a true retreat, featuring a private covered balcony where you can unwind and take in the coastal views. With no Mello-Roos and no HOA, this home offers both luxury and freedom. You truly do not want to miss out on this incredible opportunity!

Getting Around

1
WalkingCar-Dependent
25
TransitSome Transit
2
BikeSomewhat Bikeable

Schools

10/10
Discovery Charter SchoolGrades K-80.8 mi
8/10
5/10

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1995

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Built In Range,Double Oven
  • Laundry features: Other/Remarks

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathtub,Kitchen Island,Recessed Lighting,Shower,Shower in Tub
  • Number of fireplaces: 3
  • Fireplace features: FP in Family Room,FP in Living Room,FP in Primary BR

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 3,412
  • Total interior livable area: 3,412 sqft

Property

Details

  • Parcel number: 5933612400
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 2 Story
  • Pool features: N/K
  • Patio & porch: Concrete,Patio Open,Porch,Porch - Front
  • Fencing: Full

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,123$133,476
Home Insurance *$424$5,088
Property Taxes $2,146$25,752
Electricity $731$8,779
Total$14,424$173,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$494,537/yr
40% on housing$432,720/yr
45% on housing$384,640/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$645This listing

vs Other Active Listings

Avg $/sqft

ZIP 91910$417
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91910$529
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$2,199,900
2026-03-19Listed for sale$2,300,000
2022-01-18Sold$1,650,000
2021-12-23Pending sale$1,799,900
2021-12-10Price change$1,799,900
2021-10-15Listed for sale$1,800,000
2016-10-04Sold$925,000
2016-07-25Price change$979,000
2016-07-19Price change$995,000
2016-07-12Price change$979,000
2016-06-07Listed for sale$995,000
1998-07-24Sold$517,500
1995-02-15Sold$448,000

For Sale by Agent

AgentJohnny Noris
BrokerageCompass

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