




575 Otay Lakes Rd Unit 48, Chula Vista, CA, 91913
About This Home
Completely remodeled and rarely available tri-level END UNIT in Bonita View Terrace, a 48-unit enclave on the Bonita border with unobstructed views to Mount San Miguel from all three levels. Every inch of this home has been beautifully reimagined: a gorgeous new kitchen with quartz counters, convenient island, and all-new appliances; 2.5 stunningly updated baths; and warm, modern flooring throughout. As an end unit, natural light pours in from every side, filling the open living spaces throughout the day. Three bedrooms up, plus an enormous bonus room/den on the lower level with direct access to its own large deck — perfect as a family room, office, gym, or guest retreat. Two expansive view decks in all, one with private ground-level access — wake up to gorgeous sunrise views over Mount San Miguel with your morning coffee. One-car garage plus one-car carport. The community offers a sparkling pool and spa in a park-like setting of open green space backing Bonita Canyon. The location is simply incredible: Bonita Vista Middle and High Schools are right down the street, Southwestern College and the shops, dining, and grocery at Bonita Point are within walking distance, and Rohr Park, Bonita Golf Course, and the 805, 54, and 125 freeways are just minutes away. Turnkey, view-filled, and move-in ready — homes like this in Bonita View Terrace don't come along often.
Getting Around
Schools
Construction
Condition
- Year built: 1975
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Oven,Microwave,Refrigerator
- Laundry features: In Garage
Bedroom
- Features: All Bedrooms Up
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- All Bedrooms Up,Primary Suite,Walk-In Closet(s)
- Flooring: Vinyl
- Fireplace features: None
- Common walls with other units/homes: 1 Common Wall
Heating & Cooling
- Heating features: Radiant
- Cooling features: Ductless
Interior Area
- Total interior livable area: 1,894 sqft
Master Bedroom
- Features: Primary Suite
Other
- Features: Walk-In Closet(s)
Property
Details
- Parcel number: 5942111900
- Attached to another structure: Yes
- Zoning: R-1:SINGLE FAM-RES
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 3
- Entry location: Entry
- Pool features: Community,Association
- Patio & porch: Deck
- Has spa: Yes
- Has view: Yes
- View description: City Lights,Canyon,Hills,Neighborhood,Panoramic
Lot
- Lot size: 1,741 sqft
- Features: Corner Lot
Parking
- Total spaces: 2
- Parking features: Garage - Attached,Carport
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,787 | $45,444 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $732 | $8,784 |
| Electricity | $406 | $4,873 |
| Total | $5,057 | $60,684 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $749,000 |
| 2026-07-23 | Pending sale | $749,000 |
| 2026-07-10 | Listed for sale | $749,000 |
| 2026-03-27 | Sold | $500,000 |
