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575 Otay Lakes Rd Unit 48, Chula Vista, CA, 91913

3beds
3baths
1,894sqft
$749,000
$395price/sqft
$5,057/moest. monthly cost
$202,280/yrincome needed

About This Home

Completely remodeled and rarely available tri-level END UNIT in Bonita View Terrace, a 48-unit enclave on the Bonita border with unobstructed views to Mount San Miguel from all three levels. Every inch of this home has been beautifully reimagined: a gorgeous new kitchen with quartz counters, convenient island, and all-new appliances; 2.5 stunningly updated baths; and warm, modern flooring throughout. As an end unit, natural light pours in from every side, filling the open living spaces throughout the day. Three bedrooms up, plus an enormous bonus room/den on the lower level with direct access to its own large deck — perfect as a family room, office, gym, or guest retreat. Two expansive view decks in all, one with private ground-level access — wake up to gorgeous sunrise views over Mount San Miguel with your morning coffee. One-car garage plus one-car carport. The community offers a sparkling pool and spa in a park-like setting of open green space backing Bonita Canyon. The location is simply incredible: Bonita Vista Middle and High Schools are right down the street, Southwestern College and the shops, dining, and grocery at Bonita Point are within walking distance, and Rohr Park, Bonita Golf Course, and the 805, 54, and 125 freeways are just minutes away. Turnkey, view-filled, and move-in ready — homes like this in Bonita View Terrace don't come along often.

Getting Around

54
WalkingSomewhat Walkable
35
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Microwave,Refrigerator
  • Laundry features: In Garage

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • All Bedrooms Up,Primary Suite,Walk-In Closet(s)
  • Flooring: Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 1,894 sqft

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 5942111900
  • Attached to another structure: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Entry
  • Pool features: Community,Association
  • Patio & porch: Deck
  • Has spa: Yes
  • Has view: Yes
  • View description: City Lights,Canyon,Hills,Neighborhood,Panoramic

Lot

  • Lot size: 1,741 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$132$1,584
Property Taxes $732$8,784
Electricity $406$4,873
Total$5,057$60,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,382/yr
40% on housing$151,710/yr
45% on housing$134,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$395This listing

vs Other Active Listings

Avg $/sqft

ZIP 91913$384
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91913$439
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$749,000
2026-07-23Pending sale$749,000
2026-07-10Listed for sale$749,000
2026-03-27Sold$500,000

For Sale by Agent

AgentBryan Devore
BrokerageBerkshire Hathaway HomeService

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