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1957 Duke St, Chula Vista, CA, 91913

6beds
3baths
2,630sqft
$1,129,000
$429price/sqft
$7,602/moest. monthly cost
$304,080/yrincome needed

About This Home

Welcome to 1957 Duke St, a rare remodeled 6-bedroom, 3-full-bath home offering exceptional space, flexibility, and modern design—with no HOA and no Mello-Roos. Thoughtfully renovated from top to bottom, this move-in ready property features a stunning new kitchen with designer finishes, beautifully updated bathrooms, new flooring, and quality improvements throughout. The expansive floor plan offers room for multigenerational living, large households, or the flexibility for home office and guest space. Natural light fills the open living areas, creating a warm and inviting atmosphere ideal for both everyday living and entertaining. Situated in a well-established neighborhood in Chula Vista, the home is conveniently located near parks, schools, shopping, dining, and major commuter routes. Finding a fully remodeled 6-bedroom home with 3 full baths, no HOA, and no Mello-Roos is incredibly rare—don’t miss this exceptional opportunity.

Getting Around

25
WalkingCar-Dependent
30
TransitSome Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1977

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • 3/4 bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 2,630 sqft

Property

Details

  • Parcel number: 5951750800
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Living room
  • Pool features: None
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 6,600 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,708$68,496
Home Insurance *$199$2,388
Property Taxes $1,132$13,584
Electricity $563$6,767
Total$7,602$91,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,640/yr
40% on housing$228,060/yr
45% on housing$202,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$429This listing

vs Other Active Listings

Avg $/sqft

ZIP 91913$383
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91913$439
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$1,195,900
2026-04-23Listed for sale$1,199,900
2026-02-02Sold$882,000

For Sale by Agent

AgentMichael Najar
BrokerageKeller Williams Realty

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